{"id":11308,"date":"2023-08-06T17:17:10","date_gmt":"2023-08-06T17:17:10","guid":{"rendered":"https:\/\/lifefinance.pt\/creditoautomovel\/?page_id=11308"},"modified":"2026-04-25T13:11:15","modified_gmt":"2026-04-25T13:11:15","slug":"stand-easy-import","status":"publish","type":"page","link":"https:\/\/lifefinance.pt\/creditoautomovel\/stand-easy-import\/","title":{"rendered":"STAND &#8211; Easy Import"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11308\" class=\"elementor elementor-11308\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff783d1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ff783d1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5206670\" data-id=\"5206670\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef840ce elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef840ce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1d347bd\" data-id=\"1d347bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2487cb1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2487cb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"185\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/03\/easy-import.png\" class=\"attachment-large size-large wp-image-11314\" alt=\"\" srcset=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/03\/easy-import.png 512w, https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/03\/easy-import-300x108.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bc72c6 elementor-widget__width-initial elementor-widget elementor-widget-tg-content\" data-id=\"6bc72c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tg-content.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"banner-content-two tg-content\">\r\n\r\n                                    <span class=\"sub-title\" data-aos=\"fade-up\" data-aos-delay=\"0\">As melhores solu\u00e7\u00f5es de cr\u00e9dito Autom\u00f3vel <\/span>\r\n                \r\n                <h2 class=\"title\" data-aos=\"fade-up\" data-aos-delay=\"300\">As Taxas mais Baixas do Mercado<\/h2>\r\n                                    <p data-aos=\"fade-up\" data-aos-delay=\"500\">Fa\u00e7a j\u00e1 uma simula\u00e7\u00e3o sem qualquer compromisso!<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ced44 elementor-widget elementor-widget-image-carousel\" data-id=\"70ced44\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carrossel de imagens\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-4.png\" alt=\"hero-banner-4\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/choose-2.png\" alt=\"choose-2\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-6.png\" alt=\"hero-banner-6\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-5.png\" alt=\"hero-banner-5\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2f3ad53\" data-id=\"2f3ad53\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6567b7 elementor-widget elementor-widget-html\" data-id=\"a6567b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"pt\">\r\n<head>\r\n  <meta charset=\"UTF-8\" \/>\r\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\/>\r\n  <title>Simulador de Cr\u00e9dito Autom\u00f3vel<\/title>\r\n\r\n  <style>\r\n    :root{--brand-blue:#007BFF;--brand-blue-dark:#0056b3;--text-dark:#2f3a4a;--text-muted:#8a8e8f;--panel-soft:#f1f1f1;--border:#e5e5e5;--danger:#dc3545}\r\n    *{margin:0;padding:0;box-sizing:border-box}\r\n    body{margin:0;padding:16px;background:#f4f4f4}\r\n    .simulador-container{font-family:'Segoe UI',Arial,sans-serif;max-width:1100px;margin:0 auto;background:#fff;border-radius:16px;box-shadow:0 10px 40px rgba(0,0,0,.12);padding:24px}\r\n    .simulador-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}\r\n    .simulador-left,.simulador-right{min-width:0}.simulador-field{margin-bottom:16px}\r\n    .simulador-field-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;gap:12px}\r\n    .simulador-label{font-size:14px;color:var(--text-muted);flex:1}.simulador-label--purpose{font-size:16px;font-weight:800;color:var(--text-dark)}\r\n    .simulador-section-title{font-size:16px;font-weight:800;color:var(--text-dark);margin-bottom:16px}\r\n    .stepper-inline{display:flex;align-items:center;gap:8px;flex:0 0 auto}\r\n    .stepper-btn{width:34px;height:32px;border:1px solid var(--border);background:#fff;border-radius:12px;cursor:pointer;font-size:18px;font-weight:800;color:var(--brand-blue);display:flex;align-items:center;justify-content:center;user-select:none;line-height:1}\r\n    .stepper-btn:hover{border-color:rgba(0,123,255,.55);box-shadow:0 0 0 3px rgba(0,123,255,.10)}\r\n    .stepper-btn:active{transform:translateY(1px)}.stepper-btn:disabled{opacity:.45;cursor:not-allowed;box-shadow:none}\r\n    .stepper-input{height:32px;width:150px;border:1px solid var(--border);border-radius:12px;padding:0 10px;text-align:center;font-weight:800;color:var(--brand-blue);background:#fff;outline:none}\r\n    .stepper-input:focus,.simulador-select:focus,.moneybox-input:focus{border-color:rgba(0,123,255,.65);box-shadow:0 0 0 3px rgba(0,123,255,.12)}\r\n    .simulador-slider{width:100%;height:8px;border-radius:4px;background:#e1e1e1;appearance:none;outline:none}\r\n    .simulador-slider::-webkit-slider-thumb{appearance:none;width:26px;height:26px;background:var(--brand-blue);border-radius:50%;cursor:pointer;box-shadow:0 2px 6px rgba(0,123,255,.35)}\r\n    .simulador-slider::-moz-range-thumb{width:26px;height:26px;background:var(--brand-blue);border-radius:50%;cursor:pointer;border:none}\r\n    .simulador-range-labels{display:flex;justify-content:space-between;font-size:12px;color:var(--text-muted);margin-top:8px}\r\n    .simulador-select{width:100%;padding:13px 14px;border:1px solid #d7d7d7;border-radius:10px;font-size:14px;color:var(--text-dark);outline:none;background:#fff}\r\n    .simulador-results{display:grid;gap:16px}.simulador-result-card{background:var(--panel-soft);border-radius:10px;padding:16px}.simulador-result-card--white{background:#fff}\r\n    .simulador-right-panel{background:var(--panel-soft);border-radius:10px;padding:16px}\r\n    .simulador-result-row{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:26px;min-height:42px}\r\n    .simulador-result-label{font-size:14px;color:var(--text-dark)}.simulador-result-value{font-size:28px;font-weight:700;color:var(--brand-blue);white-space:nowrap;text-align:right}\r\n    .simulador-rates{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;text-align:center}.simulador-rate-label{font-size:12px;color:var(--text-muted);margin-bottom:8px}.simulador-rate-value{font-size:14px;font-weight:700;color:#000;word-break:break-word}\r\n    .simulador-btn{width:100%;padding:17px 16px;background:var(--brand-blue);color:#fff;font-size:16px;font-weight:700;border:none;border-radius:6px;cursor:pointer;margin-top:14px}\r\n    .simulador-btn:hover{background:var(--brand-blue-dark)}.simulador-btn:disabled{opacity:.7;cursor:not-allowed}\r\n    .simulador-right-actions{margin-top:32px}.simulador-disclaimer{font-size:11px;color:#666;margin-top:16px;line-height:1.6}\r\n    .simulador-extra-grid,.simulador-personal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:0}\r\n    .simulador-personal-grid{margin-bottom:16px}.simulador-personal-grid .simulador-field{margin-bottom:0}.simulador-extra-item{min-width:0}\r\n    .simulador-extra-label{display:block;font-size:14px;color:#00194C;font-weight:700;margin-bottom:8px;line-height:1.3}\r\n    .moneybox,.selectbox{position:relative;width:100%}.moneybox-caption,.selectbox-caption{position:absolute;top:-8px;left:12px;background:#fff;padding:0 6px;font-size:11px;color:#007bff;line-height:1;z-index:2}\r\n    .moneybox-input-wrap{position:relative}.moneybox-input{width:100%;height:46px;border:1px solid #d7d7d7;border-radius:10px;padding:0 38px 0 14px;font-size:14px;font-weight:800;color:var(--brand-blue);outline:none;background:#fff;text-align:center}\r\n    .moneybox-input::placeholder{color:#a7acb9;font-weight:400}.moneybox-currency{position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:16px;font-weight:700;color:var(--brand-blue);pointer-events:none}\r\n    .selectbox .simulador-select{height:46px;padding-top:0;padding-bottom:0}\r\n    .simulador-checkbox-row{display:flex;align-items:center;gap:10px;font-size:14px;color:var(--text-dark);line-height:1.35}\r\n    .simulador-checkbox-row input[type=\"checkbox\"]{width:18px;height:18px;accent-color:var(--brand-blue);cursor:pointer;flex:0 0 auto}.simulador-checkbox-row label{cursor:pointer}\r\n    .effort-card{background:var(--panel-soft);border-radius:10px;padding:16px;margin-top:0;display:none}.effort-card.is-visible{display:block}\r\n    .progress-container{position:relative;height:40px;width:100%;border-radius:25px;background-color:#e0e0e0;overflow:hidden}\r\n    .progress-bar{height:100%;width:100%;text-align:center;line-height:40px;color:#fff;border-radius:25px;font-weight:700;font-size:14px;white-space:nowrap;transition:background-color .25s ease;padding:0 12px}\r\n    .effort-message{margin-top:12px;border-radius:8px;padding:12px;font-size:14px;line-height:1.45;display:none;color:var(--text-dark)}.effort-message.is-visible{display:block}\r\n    .effort-badge{display:inline-block;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;margin-bottom:8px}.effort-message-text{margin:0}\r\n    .effort-extra{margin-top:14px;display:none;background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:10px;padding:14px}.effort-extra.is-visible{display:block}\r\n    .effort-extra-grid{display:grid;grid-template-columns:1fr;gap:14px}.effort-extra-text{font-size:14px;color:var(--text-dark);line-height:1.45;font-weight:600;margin-bottom:2px}\r\n    .simulador-consent{margin-top:14px;display:flex;align-items:flex-start;gap:10px;font-size:14px;color:var(--text-dark);line-height:1.35}\r\n    .simulador-consent input[type=\"checkbox\"]{width:18px;height:18px;margin-top:1px;accent-color:var(--brand-blue);flex:0 0 auto;cursor:pointer}.simulador-consent label{cursor:pointer}\r\n    .field-error{border-color:var(--danger)!important;box-shadow:0 0 0 3px rgba(220,53,69,.10)!important}.field-hidden{display:none!important}\r\n    @media(max-width:900px){.simulador-grid{grid-template-columns:1fr}.simulador-right-actions{margin-top:0}}\r\n    @media(max-width:640px){body{padding:12px}.simulador-container{padding:16px}.simulador-field-header{flex-direction:column;align-items:flex-start}.stepper-inline{width:100%}.stepper-input{width:100%;flex:1}.simulador-rates{grid-template-columns:repeat(3,1fr);gap:8px;text-align:left}.simulador-rates>div:nth-child(1){text-align:left}.simulador-rates>div:nth-child(2){text-align:center}.simulador-rates>div:nth-child(3){text-align:right}.simulador-rate-label{margin-bottom:4px;font-size:11px}.simulador-rate-value{font-size:12px}.simulador-result-row{flex-direction:column;align-items:flex-start;margin-bottom:18px}.simulador-result-value{white-space:normal;text-align:left;font-size:24px}.simulador-extra-grid,.simulador-personal-grid{grid-template-columns:1fr}}\r\n  <\/style>\r\n<\/head>\r\n\r\n<body>\r\n<div class=\"simulador-container\">\r\n  <div class=\"simulador-grid\">\r\n    <div class=\"simulador-left\">\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\"><span class=\"simulador-label simulador-label--purpose\">Cr\u00e9dito Autom\u00f3vel<\/span><\/div>\r\n        <select class=\"simulador-select\" id=\"purpose\" required>\r\n          <option value=\"\" selected disabled>Selecionar Finalidade<\/option>\r\n          <option value=\"novo\">Novo<\/option>\r\n          <option value=\"usado\">Usado<\/option>\r\n          <option value=\"eletrico\">El\u00e9trico \/ H\u00edbrido<\/option>\r\n        <\/select>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\">Montante<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de montante\">\r\n            <button class=\"stepper-btn\" id=\"amount-minus\" type=\"button\" aria-label=\"Diminuir montante\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"amount-inline\" type=\"text\" inputmode=\"decimal\" aria-label=\"Montante\">\r\n            <button class=\"stepper-btn\" id=\"amount-plus\" type=\"button\" aria-label=\"Aumentar montante\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"amount-slider\" min=\"2500\" max=\"500000\" step=\"500\" value=\"2500\">\r\n        <div class=\"simulador-range-labels\"><span>2.500 \u20ac<\/span><span>500.000 \u20ac<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\" id=\"down-label-text\">Entrada Inicial (Opcional)<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de entrada inicial\">\r\n            <button class=\"stepper-btn\" id=\"down-minus\" type=\"button\" aria-label=\"Diminuir entrada inicial\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"down-inline\" type=\"text\" inputmode=\"decimal\" aria-label=\"Entrada inicial\">\r\n            <button class=\"stepper-btn\" id=\"down-plus\" type=\"button\" aria-label=\"Aumentar entrada inicial\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"down-slider\" min=\"0\" max=\"500000\" step=\"500\" value=\"0\">\r\n        <div class=\"simulador-range-labels\"><span id=\"down-min-label\">0 \u20ac<\/span><span id=\"down-max-label\">500.000 \u20ac<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\">Prazo<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de prazo\">\r\n            <button class=\"stepper-btn\" id=\"months-minus\" type=\"button\" aria-label=\"Diminuir meses\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"months-inline\" type=\"text\" inputmode=\"numeric\" aria-label=\"Meses\">\r\n            <button class=\"stepper-btn\" id=\"months-plus\" type=\"button\" aria-label=\"Aumentar meses\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"months-slider\" min=\"12\" max=\"120\" step=\"1\" value=\"12\">\r\n        <div class=\"simulador-range-labels\"><span>12 meses<\/span><span>120 meses<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-results\">\r\n        <div class=\"simulador-result-card\">\r\n          <div class=\"simulador-result-row\"><span class=\"simulador-result-label\">Mensalidade<\/span><span class=\"simulador-result-value\" id=\"payment-display\">\u2014<\/span><\/div>\r\n          <div class=\"simulador-checkbox-row\"><input type=\"checkbox\" id=\"include-fees\"><label for=\"include-fees\">Incluir despesas de processo.<\/label><\/div>\r\n          <div style=\"height:16px;\"><\/div>\r\n          <div class=\"simulador-rates\">\r\n            <div><div class=\"simulador-rate-label\">TAN<\/div><div class=\"simulador-rate-value\" id=\"tan-display\">\u2014<\/div><\/div>\r\n            <div><div class=\"simulador-rate-label\">TAEG<\/div><div class=\"simulador-rate-value\" id=\"taeg-display\">\u2014<\/div><\/div>\r\n            <div><div class=\"simulador-rate-label\">MTIC<\/div><div class=\"simulador-rate-value\" id=\"mtic-display\">\u2014<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"simulador-result-card simulador-result-card--white\">\r\n          <div class=\"simulador-extra-grid\">\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"incumprimento\">Est\u00e1 em Incumprimento?<\/label>\r\n              <div class=\"selectbox\">\r\n                <span class=\"selectbox-caption\">no Banco de Portugal<\/span>\r\n                <select class=\"simulador-select\" id=\"incumprimento\">\r\n                  <option value=\"\" selected disabled>Selecionar<\/option>\r\n                  <option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                  <option value=\"Sim, inferior a 6 meses\">Sim, inferior a 6 meses<\/option>\r\n                  <option value=\"Sim, superior a 6 meses\">Sim, superior a 6 meses<\/option>\r\n                <\/select>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"num-intervenientes\">N\u00famero de Intervenientes<\/label>\r\n              <select class=\"simulador-select\" id=\"num-intervenientes\">\r\n                <option value=\"\" selected disabled>Selecionar<\/option>\r\n                <option value=\"1\">1<\/option>\r\n                <option value=\"2\">2<\/option>\r\n              <\/select>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"rendimento-agregado\">Rendimento Total do Agregado<\/label>\r\n              <div class=\"moneybox\">\r\n                <span class=\"moneybox-caption\">Valor l\u00edquido mensal<\/span>\r\n                <div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"rendimento-agregado\" type=\"text\" inputmode=\"decimal\" placeholder=\"1.000\" aria-label=\"Rendimento total do agregado\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"despesas-mensais\">Despesas Mensais<\/label>\r\n              <div class=\"moneybox\">\r\n                <span class=\"moneybox-caption\">Outros Cr\u00e9ditos<\/span>\r\n                <div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"despesas-mensais\" type=\"text\" inputmode=\"decimal\" placeholder=\"0\" aria-label=\"Despesas Mensais\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"simulador-right\">\r\n      <div class=\"simulador-right-panel\">\r\n        <div class=\"simulador-section-title\">Os Seus Dados<\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-name\" type=\"text\" autocomplete=\"name\" placeholder=\"Nome\"><\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-phone\" type=\"tel\" inputmode=\"tel\" autocomplete=\"tel\" placeholder=\"Telefone\"><\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-email\" type=\"email\" inputmode=\"email\" autocomplete=\"email\" placeholder=\"Email\"><\/div>\r\n\r\n        <div class=\"simulador-personal-grid\">\r\n          <div class=\"simulador-field\">\r\n            <label class=\"simulador-extra-label simulador-result-label\" for=\"nationality\">Nacionalidade<\/label>\r\n            <select class=\"simulador-select\" id=\"nationality\">\r\n              <option value=\"\" selected disabled>Selecionar<\/option>\r\n              <option value=\"Portugal\">Portugal<\/option><option value=\"Brasil\">Brasil<\/option><option value=\"Alemanha\">Alemanha<\/option><option value=\"\u00c1ustria\">\u00c1ustria<\/option><option value=\"B\u00e9lgica\">B\u00e9lgica<\/option><option value=\"Bulg\u00e1ria\">Bulg\u00e1ria<\/option><option value=\"Chipre\">Chipre<\/option><option value=\"Cro\u00e1cia\">Cro\u00e1cia<\/option><option value=\"Dinamarca\">Dinamarca<\/option><option value=\"Eslov\u00e1quia\">Eslov\u00e1quia<\/option><option value=\"Eslov\u00e9nia\">Eslov\u00e9nia<\/option><option value=\"Espanha\">Espanha<\/option><option value=\"Est\u00f3nia\">Est\u00f3nia<\/option><option value=\"Finl\u00e2ndia\">Finl\u00e2ndia<\/option><option value=\"Fran\u00e7a\">Fran\u00e7a<\/option><option value=\"Gr\u00e9cia\">Gr\u00e9cia<\/option><option value=\"Hungria\">Hungria<\/option><option value=\"Irlanda\">Irlanda<\/option><option value=\"It\u00e1lia\">It\u00e1lia<\/option><option value=\"Let\u00f3nia\">Let\u00f3nia<\/option><option value=\"Litu\u00e2nia\">Litu\u00e2nia<\/option><option value=\"Luxemburgo\">Luxemburgo<\/option><option value=\"Malta\">Malta<\/option><option value=\"Pa\u00edses Baixos\">Pa\u00edses Baixos<\/option><option value=\"Pol\u00f3nia\">Pol\u00f3nia<\/option><option value=\"Rep\u00fablica Checa\">Rep\u00fablica Checa<\/option><option value=\"Rom\u00e9nia\">Rom\u00e9nia<\/option><option value=\"Su\u00e9cia\">Su\u00e9cia<\/option>\r\n            <\/select>\r\n          <\/div>\r\n\r\n          <div class=\"simulador-field\">\r\n            <label class=\"simulador-extra-label simulador-result-label\" for=\"trabalho-efectivo\">Est\u00e1 em Trabalho Efectivo?<\/label>\r\n            <select class=\"simulador-select\" id=\"trabalho-efectivo\">\r\n              <option value=\"\" selected disabled>Selecionar<\/option>\r\n            <\/select>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"effort-card\" id=\"effort-card\">\r\n          <div class=\"progress-container\"><div class=\"progress-bar\" id=\"effort-progress-bar\" style=\"background:#28a745;\">CR\u00c9DITO PR\u00c9-APROVADO<\/div><\/div>\r\n          <div class=\"effort-message\" id=\"effort-message-box\"><span class=\"effort-badge\" id=\"effort-badge\">Taxa de Esfor\u00e7o Saud\u00e1vel<\/span><p class=\"effort-message-text\" id=\"effort-message-text\">A rela\u00e7\u00e3o entre os seus rendimentos e os seus encargos mensais est\u00e1 equilibrada e permite-lhe novos investimentos.<\/p><\/div>\r\n\r\n          <div class=\"effort-extra\" id=\"effort-extra-box\">\r\n            <div class=\"effort-extra-grid\">\r\n              <div class=\"simulador-extra-item\">\r\n                <label class=\"simulador-extra-label\" for=\"tem-credito-habitacao\">Tem Cr\u00e9dito Habita\u00e7\u00e3o?<\/label>\r\n                <div class=\"selectbox\">\r\n                  <span class=\"selectbox-caption\">\u00daltimo passo para o ajudar no seu pedido.<\/span>\r\n                  <select class=\"simulador-select\" id=\"tem-credito-habitacao\">\r\n                    <option value=\"\" selected disabled>Selecionar<\/option>\r\n                    <option value=\"Sim\">Sim<\/option>\r\n                    <option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                  <\/select>\r\n                <\/div>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"renegociar-wrapper\">\r\n                <div class=\"effort-extra-text\">Permite renegociar o seu cr\u00e9dito habita\u00e7\u00e3o com melhores condi\u00e7\u00f5es para que este pedido de cr\u00e9dito seja aprovado?<\/div>\r\n                <select class=\"simulador-select\" id=\"permite-renegociar-ch\">\r\n                  <option value=\"\" selected disabled>Selecionar<\/option><option value=\"Sim\">Sim<\/option><option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                <\/select>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"banco-atual-wrapper\">\r\n                <label class=\"simulador-extra-label\" for=\"banco-atual\">Qual o seu banco atual?<\/label>\r\n                <select class=\"simulador-select\" id=\"banco-atual\">\r\n                  <option value=\"\" selected disabled>Selecionar banco<\/option><option value=\"Abanca\">Abanca<\/option><option value=\"ActivoBank\">ActivoBank<\/option><option value=\"Banco CTT\">Banco CTT<\/option><option value=\"Bankinter\">Bankinter<\/option><option value=\"BBVA\">BBVA<\/option><option value=\"BNI Europa\">BNI Europa<\/option><option value=\"BNP Paribas\">BNP Paribas<\/option><option value=\"BPI\">BPI<\/option><option value=\"Caixa Geral de Dep\u00f3sitos\">Caixa Geral de Dep\u00f3sitos<\/option><option value=\"Cr\u00e9dito Agr\u00edcola\">Cr\u00e9dito Agr\u00edcola<\/option><option value=\"EuroBic\">EuroBic<\/option><option value=\"Millennium BCP\">Millennium BCP<\/option><option value=\"Montepio\">Montepio<\/option><option value=\"Novo Banco\">Novo Banco<\/option><option value=\"Santander\">Santander<\/option><option value=\"UCI\">UCI<\/option><option value=\"Outro\">Outro<\/option>\r\n                <\/select>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"banco-outro-wrapper\"><label class=\"simulador-extra-label\" for=\"banco-outro\">Indique o banco<\/label><input class=\"simulador-select\" id=\"banco-outro\" type=\"text\" placeholder=\"Escreva o nome do banco\"><\/div>\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"prestacao-ch-wrapper\"><label class=\"simulador-extra-label\" for=\"valor-prestacao-ch\">Qual o valor da sua presta\u00e7\u00e3o?<\/label><div class=\"moneybox\"><div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"valor-prestacao-ch\" type=\"text\" inputmode=\"decimal\" placeholder=\"0\" aria-label=\"Valor da presta\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div><\/div><\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"simulador-consent\"><input type=\"checkbox\" id=\"consent-checkbox\"><label for=\"consent-checkbox\">Declaro que toda a informa\u00e7\u00e3o fornecida \u00e9 verdadeira e aceito a partilha destes dados para uso exclusivo do pedido de cr\u00e9dito.<\/label><\/div>\r\n        <div class=\"simulador-right-actions\"><button class=\"simulador-btn\" id=\"cta-btn\" type=\"button\">Pedir Simula\u00e7\u00e3o<\/button><p class=\"simulador-disclaimer\">Cr\u00e9dito est\u00e1 sujeito \u00e0 aprova\u00e7\u00e3o. Simula\u00e7\u00e3o meramente indicativa.<br>LIFE FINANCE \u2013 Intermedi\u00e1rio de Cr\u00e9dito Vinculado registado no Banco de Portugal n.\u00ba 6590.<\/p><\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n  const purposeEl=document.getElementById('purpose'),amountSlider=document.getElementById('amount-slider'),monthsSlider=document.getElementById('months-slider'),downSlider=document.getElementById('down-slider'),amountInline=document.getElementById('amount-inline'),monthsInline=document.getElementById('months-inline'),downInline=document.getElementById('down-inline'),amountMinus=document.getElementById('amount-minus'),amountPlus=document.getElementById('amount-plus'),monthsMinus=document.getElementById('months-minus'),monthsPlus=document.getElementById('months-plus'),downMinus=document.getElementById('down-minus'),downPlus=document.getElementById('down-plus'),includeFeesEl=document.getElementById('include-fees'),paymentDisplay=document.getElementById('payment-display'),mticDisplay=document.getElementById('mtic-display'),tanDisplay=document.getElementById('tan-display'),taegDisplay=document.getElementById('taeg-display'),downMaxLabel=document.getElementById('down-max-label'),downMinLabel=document.getElementById('down-min-label'),downLabelText=document.getElementById('down-label-text'),ctaBtn=document.getElementById('cta-btn'),leadNameEl=document.getElementById('lead-name'),leadPhoneEl=document.getElementById('lead-phone'),leadEmailEl=document.getElementById('lead-email'),incumprimentoEl=document.getElementById('incumprimento'),nationalityEl=document.getElementById('nationality'),numIntervenientesEl=document.getElementById('num-intervenientes'),trabalhoEfectivoEl=document.getElementById('trabalho-efectivo'),rendimentoAgregadoEl=document.getElementById('rendimento-agregado'),despesasMensaisEl=document.getElementById('despesas-mensais'),effortCard=document.getElementById('effort-card'),effortProgressBar=document.getElementById('effort-progress-bar'),effortMessageBox=document.getElementById('effort-message-box'),effortBadge=document.getElementById('effort-badge'),effortMessageText=document.getElementById('effort-message-text'),effortExtraBox=document.getElementById('effort-extra-box'),temCreditoHabitacaoEl=document.getElementById('tem-credito-habitacao'),renegociarWrapper=document.getElementById('renegociar-wrapper'),permiteRenegociarCHEl=document.getElementById('permite-renegociar-ch'),bancoAtualWrapper=document.getElementById('banco-atual-wrapper'),bancoAtualEl=document.getElementById('banco-atual'),bancoOutroWrapper=document.getElementById('banco-outro-wrapper'),bancoOutroEl=document.getElementById('banco-outro'),prestacaoCHWrapper=document.getElementById('prestacao-ch-wrapper'),valorPrestacaoCHEl=document.getElementById('valor-prestacao-ch'),consentCheckboxEl=document.getElementById('consent-checkbox');\r\n\r\n  const SIMULADOR_ID='simulador_credito_automovel_easyimport';\r\n  const SIMULADOR_NOME='Simulador Cr\u00e9dito Autom\u00f3vel EasyImport';\r\n  const TIPO_CREDITO='credito_automovel';\r\n  const STAND_NOME='EasyImport';\r\n  const DESTINO_EMAIL='lifefinance@easyimport.pt';\r\n  const WEBHOOK_URL='https:\/\/services.leadconnectorhq.com\/hooks\/67spevNHpU6fAVsh2tLK\/webhook-trigger\/JYDF6FPAbjGUzdOhZC6Q';\r\n  const REDIRECT_URL='https:\/\/lifefinance.pt\/creditoautomovel\/obrigado\/';\r\n\r\n  const MIN_AMOUNT=2500,MAX_AMOUNT=500000,BUTTON_STEP=500,SLIDER_STEP=500,MIN_DOWN_PAYMENT=0,DOWN_STEP=500,FOREIGN_MIN_DOWN_PERCENT=.20,MIN_MONTHS=12,MAX_MONTHS=120,MONTHS_STEP=1,PROCESS_FEES=400,TAEG_EXTRA=.613;\r\n  const TABELAS_TAN={usado:[{min:12,max:24,tan:8},{min:25,max:48,tan:7},{min:49,max:71,tan:7.31},{min:72,max:82,tan:7.56},{min:83,max:84,tan:7.65},{min:85,max:96,tan:7.92},{min:97,max:120,tan:8.10}],novo:[{min:12,max:36,tan:6.25},{min:37,max:60,tan:6.80},{min:61,max:71,tan:7.70},{min:72,max:120,tan:8.45}],eletrico:[{min:12,max:36,tan:6.25},{min:37,max:60,tan:6.75},{min:61,max:71,tan:7.70},{min:72,max:120,tan:8.10}]};\r\n  let currentAmount=MIN_AMOUNT,currentDownPayment=0,isSubmitting=false;\r\n\r\n  function clamp(v,min,max){return Math.min(max,Math.max(min,v))}\r\n  function formatMoney2(n){return Number(n).toLocaleString('pt-PT',{minimumFractionDigits:2,maximumFractionDigits:2})+'\u20ac'}\r\n  function formatPercent2(n){return Number(n).toLocaleString('pt-PT',{minimumFractionDigits:2,maximumFractionDigits:2})+'%'}\r\n  function formatEURNoSpaceInt(n){return Math.round(Number(n)).toLocaleString('pt-PT')+'\u20ac'}\r\n  function formatEURWithSpaceInt(n){return Math.round(Number(n)).toLocaleString('pt-PT')+' \u20ac'}\r\n  function parseNumberFromText(v){if(typeof v!=='string')v=String(v??'');const cleaned=v.replace(\/[^\\d,.\\s]\/g,'').replace(\/\\s\/g,'');if(!cleaned)return NaN;const normalized=cleaned.replace(\/[.,](?=\\d{3}\\b)\/g,'').replace(',','.');const num=Number(normalized);return Number.isFinite(num)?Math.round(num):NaN}\r\n  function formatMoneyFieldOnBlur(inputEl){const v=parseNumberFromText(inputEl.value);if(!Number.isNaN(v))inputEl.value=Number(v).toLocaleString('pt-PT');else if((inputEl.value||'').trim()==='')inputEl.value=''}\r\n  function setSliderValue(sliderEl,newValue){const min=parseInt(sliderEl.min,10),max=parseInt(sliderEl.max,10),step=parseInt(sliderEl.step||'1',10);let v=clamp(newValue,min,max);v=Math.round((v-min)\/step)*step+min;sliderEl.value=String(clamp(v,min,max))}\r\n  function obterTAN(finalidade,meses){const tabela=TABELAS_TAN[finalidade]||[];for(const linha of tabela){if(meses>=linha.min&&meses<=linha.max)return linha.tan}return tabela.length?tabela[tabela.length-1].tan:0}\r\n  function calcularPrestacao(capital,meses,tanPct){const r=(tanPct\/100)\/12;if(meses<=0)return 0;if(r===0)return Number((capital\/meses).toFixed(2));return Number(((capital*r*Math.pow(1+r,meses))\/(Math.pow(1+r,meses)-1)).toFixed(2))}\r\n  function calcularTAEGSimples(tanPct){const rMensal=(tanPct\/100)\/12;return (Math.pow(1+rMensal,12)-1)*100}\r\n  function isValidEmail(email){return \/^[^\\s@]+@[^\\s@]+\\.[^\\s@]+$\/.test(String(email||'').trim())}\r\n  function isValidPhone(phone){if(!phone)return false;const cleaned=String(phone).trim().replace(\/[\\s().-]\/g,'');return \/^(?:9\\d{8}|2\\d{8}|\\+\\d{6,15}|00\\d{6,15})$\/.test(cleaned)}\r\n  function getCapitalBase(){return clamp(currentAmount,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function hasForeignNationality(){const nacionalidade=(nationalityEl.value||'').trim();return nacionalidade!==''&&nacionalidade!=='Portugal'}\r\n  function getRequiredMinDownPayment(){return hasForeignNationality()?Math.ceil((getCapitalBase()*FOREIGN_MIN_DOWN_PERCENT)\/DOWN_STEP)*DOWN_STEP:0}\r\n  function enforceDownPaymentRules(){const minRequired=getRequiredMinDownPayment();if(currentDownPayment<minRequired)currentDownPayment=minRequired}\r\n  function updateDownPaymentLabels(){const minRequired=getRequiredMinDownPayment();if(minRequired>0){downLabelText.textContent='Entrada Inicial (M\u00ednimo 20%)';downMinLabel.textContent=formatEURWithSpaceInt(minRequired)}else{downLabelText.textContent='Entrada Inicial (Opcional)';downMinLabel.textContent='0 \u20ac'}}\r\n  function getDownPayment(){return clamp(currentDownPayment,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function getCapitalFinanciadoSemDespesas(){return Math.max(0,getCapitalBase()-getDownPayment())}\r\n  function getCapitalCalculado(){return includeFeesEl.checked?getCapitalFinanciadoSemDespesas()+PROCESS_FEES:getCapitalFinanciadoSemDespesas()}\r\n  function syncSliderToAmount(){setSliderValue(amountSlider,currentAmount)}\r\n  function syncSliderToDown(){const capitalBase=getCapitalBase(),minDown=getRequiredMinDownPayment();downSlider.min=String(minDown);downSlider.max=String(capitalBase);setSliderValue(downSlider,currentDownPayment);downMaxLabel.textContent=formatEURWithSpaceInt(capitalBase);updateDownPaymentLabels()}\r\n  function getNextStepAmount(current){return clamp(MIN_AMOUNT+(Math.floor((current-MIN_AMOUNT)\/BUTTON_STEP)+1)*BUTTON_STEP,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function getPrevStepAmount(current){return clamp(MIN_AMOUNT+(Math.ceil((current-MIN_AMOUNT)\/BUTTON_STEP)-1)*BUTTON_STEP,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function getNextStepDown(current){return clamp(getRequiredMinDownPayment()+(Math.floor((current-getRequiredMinDownPayment())\/DOWN_STEP)+1)*DOWN_STEP,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function getPrevStepDown(current){return clamp(getRequiredMinDownPayment()+(Math.ceil((current-getRequiredMinDownPayment())\/DOWN_STEP)-1)*DOWN_STEP,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function setMonths(newMonths){setSliderValue(monthsSlider,newMonths)}\r\n  function setFieldError(el,hasError){if(!el)return;el.classList.toggle('field-error',!!hasError)}\r\n  function updateTrabalhoEfectivoOptions(){const currentValue=trabalhoEfectivoEl.value,numeroIntervenientes=(numIntervenientesEl.value||'').trim();trabalhoEfectivoEl.innerHTML='<option value=\"\" selected disabled>Selecionar<\/option>';if(numeroIntervenientes==='1'){trabalhoEfectivoEl.insertAdjacentHTML('beforeend','<option value=\"Sim\">Sim<\/option><option value=\"N\u00e3o\">N\u00e3o<\/option>');if(currentValue==='Sim'||currentValue==='N\u00e3o')trabalhoEfectivoEl.value=currentValue}else if(numeroIntervenientes==='2'){trabalhoEfectivoEl.insertAdjacentHTML('beforeend','<option value=\"Apenas Um\">Apenas Um<\/option><option value=\"Ambos\">Ambos<\/option><option value=\"Nenhum\">Nenhum<\/option>');if(['Apenas Um','Ambos','Nenhum'].includes(currentValue))trabalhoEfectivoEl.value=currentValue}}\r\n  function clearAllFieldErrors(){[purposeEl,amountInline,downInline,monthsInline,leadNameEl,leadPhoneEl,leadEmailEl,incumprimentoEl,nationalityEl,numIntervenientesEl,trabalhoEfectivoEl,rendimentoAgregadoEl,despesasMensaisEl,consentCheckboxEl,temCreditoHabitacaoEl,permiteRenegociarCHEl,bancoAtualEl,bancoOutroEl,valorPrestacaoCHEl].forEach(el=>setFieldError(el,false))}\r\n  function getPrestacaoParaTaxaEsforco(){return calcularPrestacao(getCapitalCalculado(),parseInt(monthsSlider.value,10),obterTAN(purposeEl.value,parseInt(monthsSlider.value,10)))}\r\n  function areRequiredFieldsCompleteForEffort(){const rendimento=parseNumberFromText(rendimentoAgregadoEl.value),despesas=parseNumberFromText(despesasMensaisEl.value);if(!purposeEl.value)return false;if(!(leadNameEl.value||'').trim())return false;if(!isValidPhone(leadPhoneEl.value))return false;if(!isValidEmail(leadEmailEl.value))return false;if(!(incumprimentoEl.value||'').trim())return false;if(!(nationalityEl.value||'').trim())return false;if(!(numIntervenientesEl.value||'').trim())return false;if(!(trabalhoEfectivoEl.value||'').trim())return false;if(Number.isNaN(rendimento)||rendimento<=0)return false;if(Number.isNaN(despesas)||despesas<0)return false;return true}\r\n  function getEffortDataBase(){if(!areRequiredFieldsCompleteForEffort())return null;const rendimento=parseNumberFromText(rendimentoAgregadoEl.value),outrasDespesas=parseNumberFromText(despesasMensaisEl.value),prestacao=getPrestacaoParaTaxaEsforco(),incumprimento=(incumprimentoEl.value||'').trim(),totalDespesas=Number((prestacao+outrasDespesas).toFixed(2)),taxaEsforco=(totalDespesas\/rendimento)*100;let baseLevel='saudavel';if(incumprimento==='Sim, superior a 6 meses')baseLevel='incomportavel';else if(incumprimento==='Sim, inferior a 6 meses')baseLevel='preocupante';else if(taxaEsforco<=50)baseLevel='saudavel';else if(taxaEsforco<=68)baseLevel='preocupante';else baseLevel='incomportavel';return{rendimento,outrasDespesas,prestacao,totalDespesas,taxaEsforco,baseLevel,incumprimento}}\r\n  function getEffortData(){const base=getEffortDataBase();if(!base)return null;const temCreditoHabitacao=(temCreditoHabitacaoEl.value||'').trim(),permiteRenegociarCH=(permiteRenegociarCHEl.value||'').trim(),incumprimento=(incumprimentoEl.value||'').trim();let classification;if(base.baseLevel==='saudavel')classification={barText:'CR\u00c9DITO PR\u00c9-APROVADO',badgeText:'Taxa de Esfor\u00e7o Saud\u00e1vel',description:'A rela\u00e7\u00e3o entre os seus rendimentos e os seus encargos mensais est\u00e1 equilibrada e permite-lhe novos investimentos.',color:'#28a745',isBlocking:false,level:'saudavel'};else if(base.baseLevel==='preocupante')classification={barText:'ENVIAR PEDIDO PARA AN\u00c1LISE',badgeText:incumprimento==='Sim, inferior a 6 meses'?'Incumprimento inferior a 6 meses':'Taxa de Esfor\u00e7o Preocupante',description:incumprimento==='Sim, inferior a 6 meses'?'O seu pedido ser\u00e1 enviado para an\u00e1lise por existir incumprimento inferior a 6 meses no Banco de Portugal. Um gestor ir\u00e1 analisar o seu pedido e entrar em contacto consigo em breve.':'A sua Taxa de Esfor\u00e7o est\u00e1 em estado preocupante. Um gestor vai analisar o seu pedido e ir\u00e1 entrar em contacto consigo em breve.',color:'#ffc107',isBlocking:false,level:'preocupante'};else{classification={barText:'CR\u00c9DITO INVI\u00c1VEL',badgeText:incumprimento==='Sim, superior a 6 meses'?'Incumprimento superior a 6 meses':'Taxa de Esfor\u00e7o Incomport\u00e1vel',description:incumprimento==='Sim, superior a 6 meses'?'O seu pedido necessita de an\u00e1lise adicional devido a incumprimento superior a 6 meses no Banco de Portugal.':'Lamentamos mas n\u00e3o \u00e9 poss\u00edvel conceder o seu cr\u00e9dito. Tente melhorar a sua situa\u00e7\u00e3o e at\u00e9 breve.',color:'#dc3545',isBlocking:true,level:'incomportavel'};if(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim')classification={barText:'ENVIAR PEDIDO PARA AN\u00c1LISE',badgeText:'Taxa de Esfor\u00e7o de Risco',description:'A sua situa\u00e7\u00e3o ser\u00e1 enviada para an\u00e1lise. Um gestor vai analisar o seu pedido e ir\u00e1 entrar em contacto consigo em breve.',color:'#f59e0b',isBlocking:false,level:'risco'}}return{...base,temCreditoHabitacao,permiteRenegociarCH,classification}}\r\n  function updateEffortExtraVisibility(){const effortBase=getEffortDataBase();effortExtraBox.classList.remove('is-visible');renegociarWrapper.classList.add('field-hidden');bancoAtualWrapper.classList.add('field-hidden');bancoOutroWrapper.classList.add('field-hidden');prestacaoCHWrapper.classList.add('field-hidden');if(!effortBase)return;const showQuestionnaire=effortBase.baseLevel==='preocupante'||effortBase.baseLevel==='incomportavel';if(!showQuestionnaire)return;effortExtraBox.classList.add('is-visible');const temCH=(temCreditoHabitacaoEl.value||'').trim(),renegocia=(permiteRenegociarCHEl.value||'').trim(),bancoAtual=(bancoAtualEl.value||'').trim();if(temCH==='Sim'){renegociarWrapper.classList.remove('field-hidden');if(renegocia==='Sim'){bancoAtualWrapper.classList.remove('field-hidden');prestacaoCHWrapper.classList.remove('field-hidden');if(bancoAtual==='Outro')bancoOutroWrapper.classList.remove('field-hidden')}}}\r\n  function renderEffort(){const effort=getEffortData();if(!effort){effortCard.classList.remove('is-visible');effortMessageBox.classList.remove('is-visible');effortExtraBox.classList.remove('is-visible');return}effortCard.classList.add('is-visible');effortMessageBox.classList.add('is-visible');effortProgressBar.style.backgroundColor=effort.classification.color;effortProgressBar.textContent=effort.classification.barText;effortBadge.textContent=effort.classification.badgeText;effortBadge.style.backgroundColor=effort.classification.color;effortBadge.style.color=effort.classification.barText==='ENVIAR PEDIDO PARA AN\u00c1LISE'?'#2f3a4a':'#fff';effortMessageBox.style.backgroundColor=effort.classification.level==='saudavel'?'rgba(40,167,69,.10)':effort.classification.level==='preocupante'?'rgba(255,193,7,.15)':effort.classification.level==='risco'?'rgba(245,158,11,.16)':'rgba(220,53,69,.10)';effortMessageText.textContent=effort.classification.description;updateEffortExtraVisibility()}\r\n  function render(){const finalidade=purposeEl.value,capitalBase=getCapitalBase();enforceDownPaymentRules();currentDownPayment=clamp(currentDownPayment,getRequiredMinDownPayment(),capitalBase);const meses=parseInt(monthsSlider.value,10);if(document.activeElement!==amountInline)amountInline.value=formatEURNoSpaceInt(capitalBase);if(document.activeElement!==downInline)downInline.value=formatEURNoSpaceInt(getDownPayment());if(document.activeElement!==monthsInline)monthsInline.value=String(meses);const tanAtual=obterTAN(finalidade,meses),taegAtual=calcularTAEGSimples(tanAtual)+TAEG_EXTRA,prestacao=calcularPrestacao(getCapitalCalculado(),meses,tanAtual),mtic=Number((prestacao*meses).toFixed(2));paymentDisplay.textContent=formatMoney2(prestacao);mticDisplay.textContent=formatMoney2(mtic);tanDisplay.textContent=formatPercent2(tanAtual);taegDisplay.textContent=formatPercent2(taegAtual);syncSliderToDown();amountMinus.disabled=capitalBase<=MIN_AMOUNT;amountPlus.disabled=capitalBase>=MAX_AMOUNT;downMinus.disabled=getDownPayment()<=getRequiredMinDownPayment();downPlus.disabled=getDownPayment()>=capitalBase;monthsMinus.disabled=meses<=MIN_MONTHS;monthsPlus.disabled=meses>=MAX_MONTHS;if(!finalidade){paymentDisplay.textContent='\u2014';mticDisplay.textContent='\u2014';tanDisplay.textContent='\u2014';taegDisplay.textContent='\u2014'}renderEffort()}\r\n\r\n  amountSlider.addEventListener('input',()=>{currentAmount=parseInt(amountSlider.value,10);if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;render()});\r\n  downSlider.addEventListener('input',()=>{currentDownPayment=parseInt(downSlider.value,10);render()});\r\n  monthsSlider.addEventListener('input',render);\r\n  purposeEl.addEventListener('change',()=>{setFieldError(purposeEl,false);render()});\r\n  includeFeesEl.addEventListener('change',render);\r\n  incumprimentoEl.addEventListener('change',()=>{setFieldError(incumprimentoEl,false);renderEffort()});\r\n  nationalityEl.addEventListener('change',()=>{setFieldError(nationalityEl,false);render()});\r\n  numIntervenientesEl.addEventListener('change',()=>{setFieldError(numIntervenientesEl,false);setFieldError(trabalhoEfectivoEl,false);updateTrabalhoEfectivoOptions();renderEffort()});\r\n  trabalhoEfectivoEl.addEventListener('change',()=>{setFieldError(trabalhoEfectivoEl,false);renderEffort()});\r\n  consentCheckboxEl.addEventListener('change',()=>setFieldError(consentCheckboxEl,false));\r\n  leadNameEl.addEventListener('input',()=>{setFieldError(leadNameEl,false);renderEffort()});\r\n  leadPhoneEl.addEventListener('input',()=>{setFieldError(leadPhoneEl,false);renderEffort()});\r\n  leadEmailEl.addEventListener('input',()=>{setFieldError(leadEmailEl,false);renderEffort()});\r\n  amountMinus.addEventListener('click',e=>{e.preventDefault();currentAmount=getPrevStepAmount(getCapitalBase());if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;syncSliderToAmount();render()});\r\n  amountPlus.addEventListener('click',e=>{e.preventDefault();currentAmount=getNextStepAmount(getCapitalBase());syncSliderToAmount();render()});\r\n  downMinus.addEventListener('click',e=>{e.preventDefault();currentDownPayment=getPrevStepDown(getDownPayment());render()});\r\n  downPlus.addEventListener('click',e=>{e.preventDefault();currentDownPayment=getNextStepDown(getDownPayment());render()});\r\n  monthsMinus.addEventListener('click',e=>{e.preventDefault();setMonths(parseInt(monthsSlider.value,10)-MONTHS_STEP);render()});\r\n  monthsPlus.addEventListener('click',e=>{e.preventDefault();setMonths(parseInt(monthsSlider.value,10)+MONTHS_STEP);render()});\r\n  amountInline.addEventListener('blur',()=>{const v=parseNumberFromText(amountInline.value);if(!Number.isNaN(v)){currentAmount=clamp(v,MIN_AMOUNT,MAX_AMOUNT);if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;syncSliderToAmount()}render()});\r\n  downInline.addEventListener('blur',()=>{const v=parseNumberFromText(downInline.value);currentDownPayment=!Number.isNaN(v)?clamp(v,getRequiredMinDownPayment(),getCapitalBase()):getRequiredMinDownPayment();render()});\r\n  monthsInline.addEventListener('blur',()=>{const v=parseNumberFromText(monthsInline.value);if(!Number.isNaN(v))setMonths(v);render()});\r\n  [amountInline,downInline,monthsInline].forEach(el=>el.addEventListener('keydown',e=>{if(e.key==='Enter'){e.preventDefault();el.blur()}}));\r\n  rendimentoAgregadoEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(rendimentoAgregadoEl);setFieldError(rendimentoAgregadoEl,false);renderEffort()});\r\n  despesasMensaisEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(despesasMensaisEl);setFieldError(despesasMensaisEl,false);renderEffort()});\r\n  rendimentoAgregadoEl.addEventListener('input',()=>{setFieldError(rendimentoAgregadoEl,false);renderEffort()});\r\n  despesasMensaisEl.addEventListener('input',()=>{setFieldError(despesasMensaisEl,false);renderEffort()});\r\n  [rendimentoAgregadoEl,despesasMensaisEl,valorPrestacaoCHEl].forEach(el=>el.addEventListener('keydown',e=>{if(e.key==='Enter'){e.preventDefault();el.blur()}}));\r\n  temCreditoHabitacaoEl.addEventListener('change',()=>{setFieldError(temCreditoHabitacaoEl,false);if(temCreditoHabitacaoEl.value!=='Sim'){permiteRenegociarCHEl.value='';bancoAtualEl.value='';bancoOutroEl.value='';valorPrestacaoCHEl.value=''}renderEffort()});\r\n  permiteRenegociarCHEl.addEventListener('change',()=>{setFieldError(permiteRenegociarCHEl,false);if(permiteRenegociarCHEl.value!=='Sim'){bancoAtualEl.value='';bancoOutroEl.value='';valorPrestacaoCHEl.value=''}renderEffort()});\r\n  bancoAtualEl.addEventListener('change',()=>{setFieldError(bancoAtualEl,false);if(bancoAtualEl.value!=='Outro'){bancoOutroEl.value='';setFieldError(bancoOutroEl,false)}renderEffort()});\r\n  bancoOutroEl.addEventListener('input',()=>setFieldError(bancoOutroEl,false));\r\n  valorPrestacaoCHEl.addEventListener('input',()=>setFieldError(valorPrestacaoCHEl,false));\r\n  valorPrestacaoCHEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(valorPrestacaoCHEl);setFieldError(valorPrestacaoCHEl,false)});\r\n\r\n  function buildPayloadForEmail(){\r\n    const meses=parseInt(monthsSlider.value,10),tanAtual=obterTAN(purposeEl.value,meses),taegAtual=calcularTAEGSimples(tanAtual)+TAEG_EXTRA,capitalBase=getCapitalBase(),entradaInicial=getDownPayment(),valorFinanciadoSemDespesas=getCapitalFinanciadoSemDespesas(),capitalCalculado=getCapitalCalculado(),prestacao=calcularPrestacao(capitalCalculado,meses,tanAtual),mtic=Number((prestacao*meses).toFixed(2)),effort=getEffortData(),rendimentoAgregado=parseNumberFromText(rendimentoAgregadoEl.value),despesasMensais=parseNumberFromText(despesasMensaisEl.value),valorPrestacaoCH=parseNumberFromText(valorPrestacaoCHEl.value),bancoSelecionado=(bancoAtualEl.value||'').trim(),bancoOutro=(bancoOutroEl.value||'').trim(),bancoFinal=bancoSelecionado==='Outro'?bancoOutro:bancoSelecionado;\r\n    return{destino:DESTINO_EMAIL,enviar_copia_cliente:'Sim',webhook_url:WEBHOOK_URL,stand_nome:STAND_NOME,simulador_id:SIMULADOR_ID,simulador_nome:SIMULADOR_NOME,tipo_credito:TIPO_CREDITO,finalidade_credito:purposeEl.value,valor_financiamento:String(capitalBase),prazo_meses:String(meses),mensalidade_estimada:formatMoney2(prestacao),url_origem:window.location.href,incluir_despesas_processo:includeFeesEl.checked?'Sim':'N\u00e3o',tan:formatPercent2(tanAtual),taeg:formatPercent2(taegAtual),mtic:formatMoney2(mtic),nome:(leadNameEl.value||'').trim(),telefone:(leadPhoneEl.value||'').trim(),email:(leadEmailEl.value||'').trim(),incumprimento_banco_portugal:(incumprimentoEl.value||'').trim(),nacionalidade:(nationalityEl.value||'').trim(),numero_intervenientes:(numIntervenientesEl.value||'').trim(),trabalho_efectivo:(trabalhoEfectivoEl.value||'').trim(),rendimento_total_agregado:Number.isNaN(rendimentoAgregado)?'':String(rendimentoAgregado),despesas_mensais:Number.isNaN(despesasMensais)?'':String(despesasMensais),taxa_esforco:effort?formatPercent2(effort.taxaEsforco):'',classificacao_taxa_esforco:effort?effort.classification.barText:'',detalhe_taxa_esforco:effort?effort.classification.badgeText:'',consentimento_partilha_dados:consentCheckboxEl.checked?'Sim':'N\u00e3o',tem_credito_habitacao:(temCreditoHabitacaoEl.value||'').trim(),permite_renegociar_credito_habitacao:(permiteRenegociarCHEl.value||'').trim(),banco_atual_credito_habitacao:bancoFinal,valor_prestacao_credito_habitacao:Number.isNaN(valorPrestacaoCH)?'':String(valorPrestacaoCH),entrada_inicial:String(entradaInicial),valor_financiado:String(valorFinanciadoSemDespesas),valor_calculado:String(capitalCalculado),finalidade:purposeEl.value,valor:String(capitalBase),prazo:String(meses),mensalidade:formatMoney2(prestacao)}\r\n  }\r\n\r\n  async function sendEmailViaWP(payload){\r\n    const ajaxUrl=(window.LF_SIM&&LF_SIM.ajaxUrl)?LF_SIM.ajaxUrl:'\/wp-admin\/admin-ajax.php',nonce=(window.LF_SIM&&LF_SIM.nonce)?LF_SIM.nonce:'',form=new FormData();\r\n    form.append('action','lf_send_simulador_email');form.append('nonce',nonce);Object.entries(payload).forEach(([k,v])=>form.append(k,v));\r\n    const res=await fetch(ajaxUrl,{method:'POST',body:form,credentials:'same-origin'}),data=await res.json().catch(()=>null);\r\n    if(!res.ok||!data||!data.success)throw new Error((data&&data.data&&data.data.message)?data.data.message:'Falha ao enviar pedido.');\r\n    return data;\r\n  }\r\n\r\n  ctaBtn.addEventListener('click',async()=>{\r\n    if(isSubmitting)return;clearAllFieldErrors();\r\n    const nome=(leadNameEl.value||'').trim(),tel=(leadPhoneEl.value||'').trim(),mail=(leadEmailEl.value||'').trim(),incumprimento=(incumprimentoEl.value||'').trim(),nacionalidade=(nationalityEl.value||'').trim(),numeroIntervenientes=(numIntervenientesEl.value||'').trim(),trabalhoEfectivo=(trabalhoEfectivoEl.value||'').trim(),rendimento=parseNumberFromText(rendimentoAgregadoEl.value),despesas=parseNumberFromText(despesasMensaisEl.value),effort=getEffortData(),temCreditoHabitacao=(temCreditoHabitacaoEl.value||'').trim(),permiteRenegociarCH=(permiteRenegociarCHEl.value||'').trim(),bancoSelecionado=(bancoAtualEl.value||'').trim(),bancoOutro=(bancoOutroEl.value||'').trim(),bancoFinal=bancoSelecionado==='Outro'?bancoOutro:bancoSelecionado,valorPrestacaoCH=parseNumberFromText(valorPrestacaoCHEl.value);\r\n    let hasErrors=false;\r\n    if(!purposeEl.value){setFieldError(purposeEl,true);hasErrors=true}\r\n    if(!nome){setFieldError(leadNameEl,true);hasErrors=true}\r\n    if(!tel||!isValidPhone(tel)){setFieldError(leadPhoneEl,true);hasErrors=true}\r\n    if(!mail||!isValidEmail(mail)){setFieldError(leadEmailEl,true);hasErrors=true}\r\n    if(!incumprimento){setFieldError(incumprimentoEl,true);hasErrors=true}\r\n    if(!nacionalidade){setFieldError(nationalityEl,true);hasErrors=true}\r\n    if(!numeroIntervenientes){setFieldError(numIntervenientesEl,true);hasErrors=true}\r\n    if(!trabalhoEfectivo){setFieldError(trabalhoEfectivoEl,true);hasErrors=true}\r\n    if(Number.isNaN(rendimento)||rendimento<=0){setFieldError(rendimentoAgregadoEl,true);hasErrors=true}\r\n    if(Number.isNaN(despesas)||despesas<0){setFieldError(despesasMensaisEl,true);hasErrors=true}\r\n    if(!consentCheckboxEl.checked){setFieldError(consentCheckboxEl,true);hasErrors=true}\r\n    if(hasForeignNationality()&&getDownPayment()<getRequiredMinDownPayment()){setFieldError(downInline,true);hasErrors=true}\r\n    if(effort&&(effort.baseLevel==='preocupante'||effort.baseLevel==='incomportavel')){\r\n      if(!temCreditoHabitacao){setFieldError(temCreditoHabitacaoEl,true);hasErrors=true}\r\n      if(temCreditoHabitacao==='Sim'&&!permiteRenegociarCH){setFieldError(permiteRenegociarCHEl,true);hasErrors=true}\r\n      if(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim'){\r\n        if(!bancoSelecionado){setFieldError(bancoAtualEl,true);hasErrors=true}\r\n        if(bancoSelecionado==='Outro'&&!bancoOutro){setFieldError(bancoOutroEl,true);hasErrors=true}\r\n        if(!bancoFinal){setFieldError(bancoAtualEl,true);hasErrors=true}\r\n        if(Number.isNaN(valorPrestacaoCH)||valorPrestacaoCH<=0){setFieldError(valorPrestacaoCHEl,true);hasErrors=true}\r\n      }\r\n    }\r\n    if(hasErrors){alert('Por favor preencha corretamente todos os campos obrigat\u00f3rios.');return}\r\n    if(effort&&effort.baseLevel==='incomportavel'&&!(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim')){alert('N\u00e3o \u00e9 poss\u00edvel prosseguir: CR\u00c9DITO INVI\u00c1VEL.');return}\r\n    isSubmitting=true;ctaBtn.disabled=true;\r\n    try{await sendEmailViaWP(buildPayloadForEmail());window.location.href=REDIRECT_URL}catch(err){alert(err.message||'Ocorreu um erro ao enviar. Tente novamente.');isSubmitting=false;ctaBtn.disabled=false}\r\n  });\r\n\r\n  amountSlider.min=String(MIN_AMOUNT);amountSlider.max=String(MAX_AMOUNT);amountSlider.step=String(SLIDER_STEP);\r\n  downSlider.min=String(MIN_DOWN_PAYMENT);downSlider.max=String(MAX_AMOUNT);downSlider.step=String(DOWN_STEP);\r\n  monthsSlider.min=String(MIN_MONTHS);monthsSlider.max=String(MAX_MONTHS);monthsSlider.step=String(MONTHS_STEP);\r\n  currentAmount=MIN_AMOUNT;currentDownPayment=0;monthsSlider.value=String(MIN_MONTHS);\r\n  updateTrabalhoEfectivoOptions();syncSliderToAmount();syncSliderToDown();render();\r\n<\/script>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a735a2c elementor-absolute h-100 elementor-widget elementor-widget-bg-shapes\" data-id=\"a735a2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"bg-shapes.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"banner-shape-wrap\">\r\n\r\n                \r\n                \r\n                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2023\/08\/h2_banner_shape03.png\" alt=\"\" data-aos=\"zoom-in-up\" data-aos-delay=\"800\">\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6426957 elementor-section-content-middle overview-area elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6426957\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-90ec6b1\" data-id=\"90ec6b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9676ab8 elementor-widget elementor-widget-tg-heading\" data-id=\"9676ab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tg-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"section-title-two tg-heading-subheading animation-style3\">\r\n                                    <span class=\"sub-title\">Totalmente Gratuito<\/span>\r\n                                <h2 class=\"title tg-element-title\">Melhores Taxas e Condi\u00e7\u00f5es<\/h2>            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-152fbc6 elementor-widget elementor-widget-heading\" data-id=\"152fbc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Temos rela\u00e7\u00e3o privilegiada, muita experi\u00eancia e poder de negocia\u00e7\u00e3o junto de v\u00e1rias entidades financeiras ou banc\u00e1rias, com vista a garantir as melhores condi\u00e7\u00f5es. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d04be elementor-widget elementor-widget-heading\" data-id=\"35d04be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Para al\u00e9m de conseguirmos taxas mais baixas, os nossos servi\u00e7os s\u00e3o Totalmente Gratuitos para si e sem aumentar o seu cr\u00e9dito.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157284f elementor-widget elementor-widget-genix-fact\" data-id=\"157284f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"genix-fact.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                \/*===========================================\r\n                    =    \t\tOdometer Active  \t       =\r\n                =============================================*\/\r\n                $('.odometer').appear(function(e) {\r\n                    var odo = $(\".odometer\");\r\n                    odo.each(function() {\r\n                        var countNumber = $(this).attr(\"data-count\");\r\n                        $(this).html(countNumber);\r\n                    });\r\n                });\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"about-content-ten\">\r\n                <div class=\"about-success-wrap\">\r\n                    <ul class=\"list-wrap\">\r\n                                                    <li>\r\n                                                                    <div class=\"icon\">\r\n                                        <i aria-hidden=\"true\" class=\"genix flaticon-trophy\"><\/i>                                    <\/div>\r\n                                                                <div class=\"content\">\r\n                                    <h2 class=\"count\"><span class=\"odometer\" data-count=\"85\"><\/span>%<\/h2>\r\n                                                                            <p>Cr\u00e9ditos Concedidos<\/p>\r\n                                                                    <\/div>\r\n                            <\/li>\r\n                                                    <li>\r\n                                                                    <div class=\"icon\">\r\n                                        <i aria-hidden=\"true\" class=\"genix flaticon-rating\"><\/i>                                    <\/div>\r\n                                                                <div class=\"content\">\r\n                                    <h2 class=\"count\"><span class=\"odometer\" data-count=\"98\"><\/span>%<\/h2>\r\n                                                                            <p>Clientes Satisfeitos<\/p>\r\n                                                                    <\/div>\r\n                            <\/li>\r\n                                            <\/ul>\r\n                <\/div>\r\n             <\/div>\r\n\r\n         \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b4fdb2 mx-auto mx-lg-0\" data-id=\"7b4fdb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd3790d elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-genix-image\" data-id=\"fd3790d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"genix-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"about-img-wrap-three\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/03\/Porsche2.png\" alt=\"\" data-aos=\"fade-down-right\" data-aos-delay=\"0\">\r\n                \r\n                \r\n                                    <div class=\"experience-wrap\" data-aos=\"fade-up\" data-aos-delay=\"300\">\r\n                        \r\n                                                    <p>Poupe dinheiro e ganhe tranquilidade financeira de forma simples e segura.<\/p>\r\n                                            <\/div>\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e6a67c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e6a67c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4618aba\" data-id=\"4618aba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bb5c778 elementor-widget elementor-widget-brand\" data-id=\"bb5c778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"brand.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n                \/*=============================================\r\n                    =    \t\tBrand Active\t\t      =\r\n                =============================================*\/\r\n                $('.brand-active').slick({\r\n                    rtl: $('html').attr('dir') === 'rtl' ? true : false,\r\n                    dots: false,\r\n                    infinite: true,\r\n                    speed: 1000,\r\n                    autoplay: true,\r\n                    arrows: false,\r\n                    slidesToShow: 5,\r\n                    slidesToScroll: 1,\r\n                    responsive: [{\r\n                            breakpoint: 1200,\r\n                            settings: {\r\n                                slidesToShow: 5,\r\n                                slidesToScroll: 1,\r\n                                infinite: true,\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 992,\r\n                            settings: {\r\n                                slidesToShow: 4,\r\n                                slidesToScroll: 1\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 767,\r\n                            settings: {\r\n                                slidesToShow: 3,\r\n                                slidesToScroll: 1,\r\n                                arrows: false,\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 575,\r\n                            settings: {\r\n                                slidesToShow: 2,\r\n                                slidesToScroll: 1,\r\n                                arrows: false,\r\n                            }\r\n                        },\r\n                    ]\r\n                });\r\n            });\r\n        <\/script>\r\n\r\n        <div class=\"row brand-active\">\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/1cgd.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/2santander.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/3bpi.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/5creditoagricola.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/6bankinter.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/7novobanco.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/autobank.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                    <\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cd03b0 elementor-widget elementor-widget-brand\" data-id=\"7cd03b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"brand.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n                \/*=============================================\r\n                    =    \t\tBrand Active\t\t      =\r\n                =============================================*\/\r\n                $('.brand-active').slick({\r\n                    rtl: $('html').attr('dir') === 'rtl' ? true : false,\r\n                    dots: false,\r\n                    infinite: true,\r\n                    speed: 1000,\r\n                    autoplay: true,\r\n                    arrows: false,\r\n                    slidesToShow: 5,\r\n                    slidesToScroll: 1,\r\n                    responsive: [{\r\n                            breakpoint: 1200,\r\n                            settings: {\r\n                                slidesToShow: 5,\r\n                                slidesToScroll: 1,\r\n                                infinite: true,\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 992,\r\n                            settings: {\r\n                                slidesToShow: 4,\r\n                                slidesToScroll: 1\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 767,\r\n                            settings: {\r\n                                slidesToShow: 3,\r\n                                slidesToScroll: 1,\r\n                                arrows: false,\r\n                            }\r\n                        },\r\n                        {\r\n                            breakpoint: 575,\r\n                            settings: {\r\n                                slidesToShow: 2,\r\n                                slidesToScroll: 1,\r\n                                arrows: false,\r\n                            }\r\n                        },\r\n                    ]\r\n                });\r\n            });\r\n        <\/script>\r\n\r\n        <div class=\"row brand-active\">\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/10unicre.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/11primus.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/12uci.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/7.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/abanca.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/16.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/bni.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                    <\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-97d9ccb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"97d9ccb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff648d1\" data-id=\"ff648d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d5ad996 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d5ad996\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-58eda08\" data-id=\"58eda08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d323c2 elementor-widget elementor-widget-text-editor\" data-id=\"6d323c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Copyright \u00a9 2025 LIFE FINANCE &#8211; Intermedi\u00e1rio de Cr\u00e9dito Vinculado autorizado pelo Banco de Portugal. Registo N.\u00ba 6590.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-324057c\" data-id=\"324057c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42a9255 elementor-widget elementor-widget-text-editor\" data-id=\"42a9255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Desenvolvido por <a href=\"https:\/\/webcelos.com\/\"><strong>WEBCELOS <\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As melhores solu\u00e7\u00f5es de cr\u00e9dito Autom\u00f3vel As Taxas mais Baixas do Mercado Fa\u00e7a j\u00e1 uma simula\u00e7\u00e3o sem qualquer compromisso! Simulador de Cr\u00e9dito Autom\u00f3vel Cr\u00e9dito Autom\u00f3vel Selecionar FinalidadeNovoUsadoEl\u00e9trico \/ H\u00edbrido Montante \u2212 + 2.500 \u20ac500.000 \u20ac Entrada Inicial (Opcional) \u2212 + 0 \u20ac500.000 \u20ac Prazo \u2212 + 12 meses120 meses Mensalidade\u2014 Incluir despesas de processo. TAN\u2014 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-11308","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages\/11308","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/comments?post=11308"}],"version-history":[{"count":0,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages\/11308\/revisions"}],"wp:attachment":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/media?parent=11308"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}