{"id":12327,"date":"2023-08-06T17:17:10","date_gmt":"2023-08-06T17:17:10","guid":{"rendered":"https:\/\/lifefinance.pt\/creditoautomovel\/?page_id=12327"},"modified":"2026-06-08T15:47:09","modified_gmt":"2026-06-08T15:47:09","slug":"stand-motorconnect","status":"publish","type":"page","link":"https:\/\/lifefinance.pt\/creditoautomovel\/stand-motorconnect\/","title":{"rendered":"STAND &#8211; MotorConnect"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12327\" class=\"elementor elementor-12327\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff783d1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"ff783d1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5206670\" data-id=\"5206670\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef840ce elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef840ce\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1d347bd\" data-id=\"1d347bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2487cb1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2487cb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"102\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/05\/logo-motor-connect.png\" class=\"attachment-large size-large wp-image-12337\" alt=\"\" srcset=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/05\/logo-motor-connect.png 800w, https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/05\/logo-motor-connect-300x48.png 300w, https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/05\/logo-motor-connect-768x122.png 768w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bc72c6 elementor-widget__width-initial elementor-widget elementor-widget-tg-content\" data-id=\"6bc72c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tg-content.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"banner-content-two tg-content\">\r\n\r\n                                    <span class=\"sub-title\" data-aos=\"fade-up\" data-aos-delay=\"0\">As melhores solu\u00e7\u00f5es de cr\u00e9dito Autom\u00f3vel <\/span>\r\n                \r\n                <h2 class=\"title\" data-aos=\"fade-up\" data-aos-delay=\"300\">As Taxas mais Baixas do Mercado<\/h2>\r\n                                    <p data-aos=\"fade-up\" data-aos-delay=\"500\">Fa\u00e7a j\u00e1 uma simula\u00e7\u00e3o sem qualquer compromisso!<\/p>\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70ced44 elementor-widget elementor-widget-image-carousel\" data-id=\"70ced44\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Carrossel de imagens\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-4.png\" alt=\"hero-banner-4\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/choose-2.png\" alt=\"choose-2\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-6.png\" alt=\"hero-banner-6\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 4\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/hero-banner-5.png\" alt=\"hero-banner-5\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ded6d elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"84ded6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;marker&quot;:&quot;underline_zigzag&quot;,&quot;highlighted_text&quot;:&quot;em 24horas!&quot;,&quot;highlight_iteration_delay&quot;:500,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t\t\t\t<h6 class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Cr\u00e9dito \u00e0 sua medida<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">em 24horas!<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/h6>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2f3ad53\" data-id=\"2f3ad53\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a6567b7 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"a6567b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"pt\">\r\n<head>\r\n  <meta charset=\"UTF-8\" \/>\r\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\/>\r\n  <title>Simulador de Cr\u00e9dito Autom\u00f3vel<\/title>\r\n\r\n  <style>\r\n    :root{--brand-blue:#007BFF;--brand-blue-dark:#0056b3;--text-dark:#2f3a4a;--text-muted:#8a8e8f;--panel-soft:#f1f1f1;--border:#e5e5e5;--danger:#dc3545}\r\n    *{margin:0;padding:0;box-sizing:border-box}\r\n    body{margin:0;padding:16px;background:#f4f4f4}\r\n    .simulador-container{font-family:'Segoe UI',Arial,sans-serif;max-width:1100px;margin:0 auto;background:#fff;border-radius:16px;box-shadow:0 10px 40px rgba(0,0,0,.12);padding:24px}\r\n    .simulador-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}\r\n    .simulador-left,.simulador-right{min-width:0}.simulador-field{margin-bottom:16px}\r\n    .simulador-field-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;gap:12px}\r\n    .simulador-label{font-size:14px;color:var(--text-muted);flex:1}.simulador-label--purpose{font-size:16px;font-weight:800;color:var(--text-dark)}\r\n    .simulador-section-title{font-size:16px;font-weight:800;color:var(--text-dark);margin-bottom:16px}\r\n    .stepper-inline{display:flex;align-items:center;gap:8px;flex:0 0 auto}\r\n    .stepper-btn{width:34px;height:32px;border:1px solid var(--border);background:#fff;border-radius:12px;cursor:pointer;font-size:18px;font-weight:800;color:var(--brand-blue);display:flex;align-items:center;justify-content:center;user-select:none;line-height:1}\r\n    .stepper-btn:hover{border-color:rgba(0,123,255,.55);box-shadow:0 0 0 3px rgba(0,123,255,.10)}\r\n    .stepper-btn:active{transform:translateY(1px)}.stepper-btn:disabled{opacity:.45;cursor:not-allowed;box-shadow:none}\r\n    .stepper-input{height:32px;width:150px;border:1px solid var(--border);border-radius:12px;padding:0 10px;text-align:center;font-weight:800;color:var(--brand-blue);background:#fff;outline:none}\r\n    .stepper-input:focus,.simulador-select:focus,.moneybox-input:focus{border-color:rgba(0,123,255,.65);box-shadow:0 0 0 3px rgba(0,123,255,.12)}\r\n    .simulador-slider{width:100%;height:8px;border-radius:4px;background:#e1e1e1;appearance:none;outline:none}\r\n    .simulador-slider::-webkit-slider-thumb{appearance:none;width:26px;height:26px;background:var(--brand-blue);border-radius:50%;cursor:pointer;box-shadow:0 2px 6px rgba(0,123,255,.35)}\r\n    .simulador-slider::-moz-range-thumb{width:26px;height:26px;background:var(--brand-blue);border-radius:50%;cursor:pointer;border:none}\r\n    .simulador-range-labels{display:flex;justify-content:space-between;font-size:12px;color:var(--text-muted);margin-top:8px}\r\n    .simulador-select{width:100%;padding:13px 14px;border:1px solid #d7d7d7;border-radius:10px;font-size:14px;color:var(--text-dark);outline:none;background:#fff}\r\n    .simulador-results{display:grid;gap:16px}.simulador-result-card{background:var(--panel-soft);border-radius:10px;padding:16px}.simulador-result-card--white{background:#fff}\r\n    .simulador-right-panel{background:var(--panel-soft);border-radius:10px;padding:16px}\r\n    .simulador-result-row{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:26px;min-height:42px}\r\n    .simulador-result-label{font-size:14px;color:var(--text-dark)}.simulador-result-value{font-size:28px;font-weight:700;color:var(--brand-blue);white-space:nowrap;text-align:right}\r\n    .simulador-rates{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;text-align:center}.simulador-rate-label{font-size:12px;color:var(--text-muted);margin-bottom:8px}.simulador-rate-value{font-size:14px;font-weight:700;color:#000;word-break:break-word}\r\n    .simulador-btn{width:100%;padding:17px 16px;background:var(--brand-blue);color:#fff;font-size:16px;font-weight:700;border:none;border-radius:6px;cursor:pointer;margin-top:14px}\r\n    .simulador-btn:hover{background:var(--brand-blue-dark)}.simulador-btn:disabled{opacity:.7;cursor:not-allowed}\r\n    .simulador-right-actions{margin-top:32px}.simulador-disclaimer{font-size:11px;color:#666;margin-top:16px;line-height:1.6}\r\n    .simulador-extra-grid,.simulador-personal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:0}\r\n    .simulador-personal-grid{margin-bottom:16px}.simulador-personal-grid .simulador-field{margin-bottom:0}.simulador-extra-item{min-width:0}\r\n    .simulador-extra-label{display:block;font-size:14px;color:#00194C;font-weight:700;margin-bottom:8px;line-height:1.3}\r\n    .moneybox,.selectbox{position:relative;width:100%}.moneybox-caption,.selectbox-caption{position:absolute;top:-8px;left:12px;background:#fff;padding:0 6px;font-size:11px;color:#007bff;line-height:1;z-index:2}\r\n    .moneybox-input-wrap{position:relative}.moneybox-input{width:100%;height:46px;border:1px solid #d7d7d7;border-radius:10px;padding:0 38px 0 14px;font-size:14px;font-weight:800;color:var(--brand-blue);outline:none;background:#fff;text-align:center}\r\n    .moneybox-input::placeholder{color:#a7acb9;font-weight:400}.moneybox-currency{position:absolute;right:12px;top:50%;transform:translateY(-50%);font-size:16px;font-weight:700;color:var(--brand-blue);pointer-events:none}\r\n    .selectbox .simulador-select{height:46px;padding-top:0;padding-bottom:0}\r\n    .simulador-checkbox-row{display:flex;align-items:center;gap:10px;font-size:14px;color:var(--text-dark);line-height:1.35}\r\n    .simulador-checkbox-row input[type=\"checkbox\"]{width:18px;height:18px;accent-color:var(--brand-blue);cursor:pointer;flex:0 0 auto}.simulador-checkbox-row label{cursor:pointer}\r\n    .effort-card{background:var(--panel-soft);border-radius:10px;padding:16px;margin-top:0;display:none}.effort-card.is-visible{display:block}\r\n    .progress-container{position:relative;height:40px;width:100%;border-radius:25px;background-color:#e0e0e0;overflow:hidden}\r\n    .progress-bar{height:100%;width:100%;text-align:center;line-height:40px;color:#fff;border-radius:25px;font-weight:700;font-size:14px;white-space:nowrap;transition:background-color .25s ease;padding:0 12px}\r\n    .effort-message{margin-top:12px;border-radius:8px;padding:12px;font-size:14px;line-height:1.45;display:none;color:var(--text-dark)}.effort-message.is-visible{display:block}\r\n    .effort-badge{display:inline-block;font-size:12px;font-weight:700;padding:4px 10px;border-radius:999px;margin-bottom:8px}.effort-message-text{margin:0}\r\n    .effort-extra{margin-top:14px;display:none;background:#fff;border:1px solid rgba(0,0,0,.06);border-radius:10px;padding:14px}.effort-extra.is-visible{display:block}\r\n    .effort-extra-grid{display:grid;grid-template-columns:1fr;gap:14px}.effort-extra-text{font-size:14px;color:var(--text-dark);line-height:1.45;font-weight:600;margin-bottom:2px}\r\n    .simulador-consent{margin-top:14px;display:flex;align-items:flex-start;gap:10px;font-size:14px;color:var(--text-dark);line-height:1.35}\r\n    .simulador-consent input[type=\"checkbox\"]{width:18px;height:18px;margin-top:1px;accent-color:var(--brand-blue);flex:0 0 auto;cursor:pointer}.simulador-consent label{cursor:pointer}\r\n    .field-error{border-color:var(--danger)!important;box-shadow:0 0 0 3px rgba(220,53,69,.10)!important}.field-hidden{display:none!important}\r\n    @media(max-width:900px){.simulador-grid{grid-template-columns:1fr}.simulador-right-actions{margin-top:0}}\r\n    @media(max-width:640px){body{padding:12px}.simulador-container{padding:16px}.simulador-field-header{flex-direction:column;align-items:flex-start}.stepper-inline{width:100%}.stepper-input{width:100%;flex:1}.simulador-rates{grid-template-columns:repeat(3,1fr);gap:8px;text-align:left}.simulador-rates>div:nth-child(1){text-align:left}.simulador-rates>div:nth-child(2){text-align:center}.simulador-rates>div:nth-child(3){text-align:right}.simulador-rate-label{margin-bottom:4px;font-size:11px}.simulador-rate-value{font-size:12px}.simulador-result-row{flex-direction:column;align-items:flex-start;margin-bottom:18px}.simulador-result-value{white-space:normal;text-align:left;font-size:24px}.simulador-extra-grid,.simulador-personal-grid{grid-template-columns:1fr}}\r\n  <\/style>\r\n<\/head>\r\n\r\n<body>\r\n<div class=\"simulador-container\">\r\n  <div class=\"simulador-grid\">\r\n    <div class=\"simulador-left\">\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\"><span class=\"simulador-label simulador-label--purpose\">Cr\u00e9dito Autom\u00f3vel<\/span><\/div>\r\n        <select class=\"simulador-select\" id=\"purpose\" required>\r\n          <option value=\"\" selected disabled>Selecionar Finalidade<\/option>\r\n          <option value=\"novo\">Novo<\/option>\r\n          <option value=\"usado\">Usado<\/option>\r\n          <option value=\"eletrico\">El\u00e9trico \/ H\u00edbrido<\/option>\r\n        <\/select>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\">Montante<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de montante\">\r\n            <button class=\"stepper-btn\" id=\"amount-minus\" type=\"button\" aria-label=\"Diminuir montante\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"amount-inline\" type=\"text\" inputmode=\"decimal\" aria-label=\"Montante\">\r\n            <button class=\"stepper-btn\" id=\"amount-plus\" type=\"button\" aria-label=\"Aumentar montante\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"amount-slider\" min=\"2500\" max=\"500000\" step=\"500\" value=\"2500\">\r\n        <div class=\"simulador-range-labels\"><span>2.500 \u20ac<\/span><span>500.000 \u20ac<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\" id=\"down-label-text\">Entrada Inicial (Opcional)<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de entrada inicial\">\r\n            <button class=\"stepper-btn\" id=\"down-minus\" type=\"button\" aria-label=\"Diminuir entrada inicial\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"down-inline\" type=\"text\" inputmode=\"decimal\" aria-label=\"Entrada inicial\">\r\n            <button class=\"stepper-btn\" id=\"down-plus\" type=\"button\" aria-label=\"Aumentar entrada inicial\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"down-slider\" min=\"0\" max=\"500000\" step=\"500\" value=\"0\">\r\n        <div class=\"simulador-range-labels\"><span id=\"down-min-label\">0 \u20ac<\/span><span id=\"down-max-label\">500.000 \u20ac<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-field\">\r\n        <div class=\"simulador-field-header\">\r\n          <span class=\"simulador-label simulador-result-label\">Prazo<\/span>\r\n          <div class=\"stepper-inline\" aria-label=\"Controlo de prazo\">\r\n            <button class=\"stepper-btn\" id=\"months-minus\" type=\"button\" aria-label=\"Diminuir meses\">\u2212<\/button>\r\n            <input class=\"stepper-input\" id=\"months-inline\" type=\"text\" inputmode=\"numeric\" aria-label=\"Meses\">\r\n            <button class=\"stepper-btn\" id=\"months-plus\" type=\"button\" aria-label=\"Aumentar meses\">+<\/button>\r\n          <\/div>\r\n        <\/div>\r\n        <input type=\"range\" class=\"simulador-slider\" id=\"months-slider\" min=\"12\" max=\"120\" step=\"1\" value=\"12\">\r\n        <div class=\"simulador-range-labels\"><span>12 meses<\/span><span>120 meses<\/span><\/div>\r\n      <\/div>\r\n\r\n      <div class=\"simulador-results\">\r\n        <div class=\"simulador-result-card\">\r\n          <div class=\"simulador-result-row\"><span class=\"simulador-result-label\">Mensalidade<\/span><span class=\"simulador-result-value\" id=\"payment-display\">\u2014<\/span><\/div>\r\n          <div class=\"simulador-checkbox-row\"><input type=\"checkbox\" id=\"include-fees\"><label for=\"include-fees\">Incluir despesas de processo.<\/label><\/div>\r\n          <div style=\"height:16px;\"><\/div>\r\n          <div class=\"simulador-rates\">\r\n            <div><div class=\"simulador-rate-label\">TAN<\/div><div class=\"simulador-rate-value\" id=\"tan-display\">\u2014<\/div><\/div>\r\n            <div><div class=\"simulador-rate-label\">TAEG<\/div><div class=\"simulador-rate-value\" id=\"taeg-display\">\u2014<\/div><\/div>\r\n            <div><div class=\"simulador-rate-label\">MTIC<\/div><div class=\"simulador-rate-value\" id=\"mtic-display\">\u2014<\/div><\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"simulador-result-card simulador-result-card--white\">\r\n          <div class=\"simulador-extra-grid\">\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"incumprimento\">Est\u00e1 em Incumprimento?<\/label>\r\n              <div class=\"selectbox\">\r\n                <span class=\"selectbox-caption\">no Banco de Portugal<\/span>\r\n                <select class=\"simulador-select\" id=\"incumprimento\">\r\n                  <option value=\"\" selected disabled>Selecionar<\/option>\r\n                  <option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                  <option value=\"Sim, inferior a 6 meses\">Sim, inferior a 6 meses<\/option>\r\n                  <option value=\"Sim, superior a 6 meses\">Sim, superior a 6 meses<\/option>\r\n                <\/select>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"num-intervenientes\">N\u00famero de Intervenientes<\/label>\r\n              <select class=\"simulador-select\" id=\"num-intervenientes\">\r\n                <option value=\"\" selected disabled>Selecionar<\/option>\r\n                <option value=\"1\">1<\/option>\r\n                <option value=\"2\">2<\/option>\r\n              <\/select>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"rendimento-agregado\">Rendimento Total do Agregado<\/label>\r\n              <div class=\"moneybox\">\r\n                <span class=\"moneybox-caption\">Valor l\u00edquido mensal<\/span>\r\n                <div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"rendimento-agregado\" type=\"text\" inputmode=\"decimal\" placeholder=\"1.000\" aria-label=\"Rendimento total do agregado\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"simulador-extra-item\">\r\n              <label class=\"simulador-extra-label simulador-result-label\" for=\"despesas-mensais\">Despesas Mensais<\/label>\r\n              <div class=\"moneybox\">\r\n                <span class=\"moneybox-caption\">Outros Cr\u00e9ditos<\/span>\r\n                <div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"despesas-mensais\" type=\"text\" inputmode=\"decimal\" placeholder=\"0\" aria-label=\"Despesas Mensais\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"simulador-right\">\r\n      <div class=\"simulador-right-panel\">\r\n        <div class=\"simulador-section-title\">Os Seus Dados<\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-name\" type=\"text\" autocomplete=\"name\" placeholder=\"Nome\"><\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-phone\" type=\"tel\" inputmode=\"tel\" autocomplete=\"tel\" placeholder=\"Telefone\"><\/div>\r\n        <div class=\"simulador-field\"><input class=\"simulador-select\" id=\"lead-email\" type=\"email\" inputmode=\"email\" autocomplete=\"email\" placeholder=\"Email\"><\/div>\r\n\r\n        <div class=\"simulador-personal-grid\">\r\n          <div class=\"simulador-field\">\r\n            <label class=\"simulador-extra-label simulador-result-label\" for=\"nationality\">Nacionalidade<\/label>\r\n            <select class=\"simulador-select\" id=\"nationality\">\r\n              <option value=\"\" selected disabled>Selecionar<\/option>\r\n              <option value=\"Portugal\">Portugal<\/option><option value=\"Brasil\">Brasil<\/option><option value=\"Alemanha\">Alemanha<\/option><option value=\"\u00c1ustria\">\u00c1ustria<\/option><option value=\"B\u00e9lgica\">B\u00e9lgica<\/option><option value=\"Bulg\u00e1ria\">Bulg\u00e1ria<\/option><option value=\"Chipre\">Chipre<\/option><option value=\"Cro\u00e1cia\">Cro\u00e1cia<\/option><option value=\"Dinamarca\">Dinamarca<\/option><option value=\"Eslov\u00e1quia\">Eslov\u00e1quia<\/option><option value=\"Eslov\u00e9nia\">Eslov\u00e9nia<\/option><option value=\"Espanha\">Espanha<\/option><option value=\"Est\u00f3nia\">Est\u00f3nia<\/option><option value=\"Finl\u00e2ndia\">Finl\u00e2ndia<\/option><option value=\"Fran\u00e7a\">Fran\u00e7a<\/option><option value=\"Gr\u00e9cia\">Gr\u00e9cia<\/option><option value=\"Hungria\">Hungria<\/option><option value=\"Irlanda\">Irlanda<\/option><option value=\"It\u00e1lia\">It\u00e1lia<\/option><option value=\"Let\u00f3nia\">Let\u00f3nia<\/option><option value=\"Litu\u00e2nia\">Litu\u00e2nia<\/option><option value=\"Luxemburgo\">Luxemburgo<\/option><option value=\"Malta\">Malta<\/option><option value=\"Pa\u00edses Baixos\">Pa\u00edses Baixos<\/option><option value=\"Pol\u00f3nia\">Pol\u00f3nia<\/option><option value=\"Rep\u00fablica Checa\">Rep\u00fablica Checa<\/option><option value=\"Rom\u00e9nia\">Rom\u00e9nia<\/option><option value=\"Su\u00e9cia\">Su\u00e9cia<\/option>\r\n            <\/select>\r\n          <\/div>\r\n\r\n          <div class=\"simulador-field\">\r\n            <label class=\"simulador-extra-label simulador-result-label\" for=\"trabalho-efectivo\">Est\u00e1 em Trabalho Efectivo?<\/label>\r\n            <select class=\"simulador-select\" id=\"trabalho-efectivo\">\r\n              <option value=\"\" selected disabled>Selecionar<\/option>\r\n            <\/select>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"effort-card\" id=\"effort-card\">\r\n          <div class=\"progress-container\"><div class=\"progress-bar\" id=\"effort-progress-bar\" style=\"background:#28a745;\">CR\u00c9DITO PR\u00c9-APROVADO<\/div><\/div>\r\n          <div class=\"effort-message\" id=\"effort-message-box\"><span class=\"effort-badge\" id=\"effort-badge\">Taxa de Esfor\u00e7o Saud\u00e1vel<\/span><p class=\"effort-message-text\" id=\"effort-message-text\">A rela\u00e7\u00e3o entre os seus rendimentos e os seus encargos mensais est\u00e1 equilibrada e permite-lhe novos investimentos.<\/p><\/div>\r\n\r\n          <div class=\"effort-extra\" id=\"effort-extra-box\">\r\n            <div class=\"effort-extra-grid\">\r\n              <div class=\"simulador-extra-item\">\r\n                <label class=\"simulador-extra-label\" for=\"tem-credito-habitacao\">Tem Cr\u00e9dito Habita\u00e7\u00e3o?<\/label>\r\n                <div class=\"selectbox\">\r\n                  <span class=\"selectbox-caption\">\u00daltimo passo para o ajudar no seu pedido.<\/span>\r\n                  <select class=\"simulador-select\" id=\"tem-credito-habitacao\">\r\n                    <option value=\"\" selected disabled>Selecionar<\/option>\r\n                    <option value=\"Sim\">Sim<\/option>\r\n                    <option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                  <\/select>\r\n                <\/div>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"renegociar-wrapper\">\r\n                <div class=\"effort-extra-text\">Permite renegociar o seu cr\u00e9dito habita\u00e7\u00e3o com melhores condi\u00e7\u00f5es para que este pedido de cr\u00e9dito seja aprovado?<\/div>\r\n                <select class=\"simulador-select\" id=\"permite-renegociar-ch\">\r\n                  <option value=\"\" selected disabled>Selecionar<\/option><option value=\"Sim\">Sim<\/option><option value=\"N\u00e3o\">N\u00e3o<\/option>\r\n                <\/select>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"banco-atual-wrapper\">\r\n                <label class=\"simulador-extra-label\" for=\"banco-atual\">Qual o seu banco atual?<\/label>\r\n                <select class=\"simulador-select\" id=\"banco-atual\">\r\n                  <option value=\"\" selected disabled>Selecionar banco<\/option><option value=\"Abanca\">Abanca<\/option><option value=\"ActivoBank\">ActivoBank<\/option><option value=\"Banco CTT\">Banco CTT<\/option><option value=\"Bankinter\">Bankinter<\/option><option value=\"BBVA\">BBVA<\/option><option value=\"BNI Europa\">BNI Europa<\/option><option value=\"BNP Paribas\">BNP Paribas<\/option><option value=\"BPI\">BPI<\/option><option value=\"Caixa Geral de Dep\u00f3sitos\">Caixa Geral de Dep\u00f3sitos<\/option><option value=\"Cr\u00e9dito Agr\u00edcola\">Cr\u00e9dito Agr\u00edcola<\/option><option value=\"EuroBic\">EuroBic<\/option><option value=\"Millennium BCP\">Millennium BCP<\/option><option value=\"Montepio\">Montepio<\/option><option value=\"Novo Banco\">Novo Banco<\/option><option value=\"Santander\">Santander<\/option><option value=\"UCI\">UCI<\/option><option value=\"Outro\">Outro<\/option>\r\n                <\/select>\r\n              <\/div>\r\n\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"banco-outro-wrapper\"><label class=\"simulador-extra-label\" for=\"banco-outro\">Indique o banco<\/label><input class=\"simulador-select\" id=\"banco-outro\" type=\"text\" placeholder=\"Escreva o nome do banco\"><\/div>\r\n              <div class=\"simulador-extra-item field-hidden\" id=\"prestacao-ch-wrapper\"><label class=\"simulador-extra-label\" for=\"valor-prestacao-ch\">Qual o valor da sua presta\u00e7\u00e3o?<\/label><div class=\"moneybox\"><div class=\"moneybox-input-wrap\"><input class=\"moneybox-input\" id=\"valor-prestacao-ch\" type=\"text\" inputmode=\"decimal\" placeholder=\"0\" aria-label=\"Valor da presta\u00e7\u00e3o do cr\u00e9dito habita\u00e7\u00e3o\"><span class=\"moneybox-currency\">\u20ac<\/span><\/div><\/div><\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"simulador-consent\"><input type=\"checkbox\" id=\"consent-checkbox\"><label for=\"consent-checkbox\">Declaro que toda a informa\u00e7\u00e3o fornecida \u00e9 verdadeira e aceito a partilha destes dados para uso exclusivo do pedido de cr\u00e9dito.<\/label><\/div>\r\n        <div class=\"simulador-right-actions\"><button class=\"simulador-btn\" id=\"cta-btn\" type=\"button\">Pedir Simula\u00e7\u00e3o<\/button><p class=\"simulador-disclaimer\">Cr\u00e9dito est\u00e1 sujeito \u00e0 aprova\u00e7\u00e3o. Simula\u00e7\u00e3o meramente indicativa.<br>LIFE FINANCE \u2013 Intermedi\u00e1rio de Cr\u00e9dito Vinculado registado no Banco de Portugal n.\u00ba 6590.<\/p><\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<script>\r\n  const purposeEl=document.getElementById('purpose'),amountSlider=document.getElementById('amount-slider'),monthsSlider=document.getElementById('months-slider'),downSlider=document.getElementById('down-slider'),amountInline=document.getElementById('amount-inline'),monthsInline=document.getElementById('months-inline'),downInline=document.getElementById('down-inline'),amountMinus=document.getElementById('amount-minus'),amountPlus=document.getElementById('amount-plus'),monthsMinus=document.getElementById('months-minus'),monthsPlus=document.getElementById('months-plus'),downMinus=document.getElementById('down-minus'),downPlus=document.getElementById('down-plus'),includeFeesEl=document.getElementById('include-fees'),paymentDisplay=document.getElementById('payment-display'),mticDisplay=document.getElementById('mtic-display'),tanDisplay=document.getElementById('tan-display'),taegDisplay=document.getElementById('taeg-display'),downMaxLabel=document.getElementById('down-max-label'),downMinLabel=document.getElementById('down-min-label'),downLabelText=document.getElementById('down-label-text'),ctaBtn=document.getElementById('cta-btn'),leadNameEl=document.getElementById('lead-name'),leadPhoneEl=document.getElementById('lead-phone'),leadEmailEl=document.getElementById('lead-email'),incumprimentoEl=document.getElementById('incumprimento'),nationalityEl=document.getElementById('nationality'),numIntervenientesEl=document.getElementById('num-intervenientes'),trabalhoEfectivoEl=document.getElementById('trabalho-efectivo'),rendimentoAgregadoEl=document.getElementById('rendimento-agregado'),despesasMensaisEl=document.getElementById('despesas-mensais'),effortCard=document.getElementById('effort-card'),effortProgressBar=document.getElementById('effort-progress-bar'),effortMessageBox=document.getElementById('effort-message-box'),effortBadge=document.getElementById('effort-badge'),effortMessageText=document.getElementById('effort-message-text'),effortExtraBox=document.getElementById('effort-extra-box'),temCreditoHabitacaoEl=document.getElementById('tem-credito-habitacao'),renegociarWrapper=document.getElementById('renegociar-wrapper'),permiteRenegociarCHEl=document.getElementById('permite-renegociar-ch'),bancoAtualWrapper=document.getElementById('banco-atual-wrapper'),bancoAtualEl=document.getElementById('banco-atual'),bancoOutroWrapper=document.getElementById('banco-outro-wrapper'),bancoOutroEl=document.getElementById('banco-outro'),prestacaoCHWrapper=document.getElementById('prestacao-ch-wrapper'),valorPrestacaoCHEl=document.getElementById('valor-prestacao-ch'),consentCheckboxEl=document.getElementById('consent-checkbox');\r\n\r\n  const SIMULADOR_ID='simulador_credito_automovel_solutionscomerciais';\r\n  const SIMULADOR_NOME='Simulador Cr\u00e9dito MOTOR CONNECT';\r\n  const TIPO_CREDITO='credito_automovel';\r\n  const STAND_NOME='MOTOR CONNECT';\r\n  const DESTINO_EMAIL='alves@motorconnect.pt';\r\n  const WEBHOOK_URL='https:\/\/services.leadconnectorhq.com\/hooks\/67spevNHpU6fAVsh2tLK\/webhook-trigger\/jOKZV7ckSkPd2hZur4Mp';\r\n  const REDIRECT_URL='https:\/\/lifefinance.pt\/creditoautomovel\/obrigado\/';\r\n\r\n  const MIN_AMOUNT=2500,MAX_AMOUNT=500000,BUTTON_STEP=500,SLIDER_STEP=500,MIN_DOWN_PAYMENT=0,DOWN_STEP=500,FOREIGN_MIN_DOWN_PERCENT=.20,MIN_MONTHS=12,MAX_MONTHS=120,MONTHS_STEP=1,PROCESS_FEES=400,TAEG_EXTRA=.613;\r\n  const TABELAS_TAN={usado:[{min:12,max:24,tan:8},{min:25,max:48,tan:7},{min:49,max:71,tan:7.31},{min:72,max:82,tan:7.56},{min:83,max:84,tan:7.65},{min:85,max:96,tan:7.92},{min:97,max:120,tan:8.10}],novo:[{min:12,max:36,tan:6.25},{min:37,max:60,tan:6.80},{min:61,max:71,tan:7.70},{min:72,max:120,tan:8.45}],eletrico:[{min:12,max:36,tan:6.25},{min:37,max:60,tan:6.75},{min:61,max:71,tan:7.70},{min:72,max:120,tan:8.10}]};\r\n  let currentAmount=MIN_AMOUNT,currentDownPayment=0,isSubmitting=false;\r\n\r\n  function clamp(v,min,max){return Math.min(max,Math.max(min,v))}\r\n  function formatMoney2(n){return Number(n).toLocaleString('pt-PT',{minimumFractionDigits:2,maximumFractionDigits:2})+'\u20ac'}\r\n  function formatPercent2(n){return Number(n).toLocaleString('pt-PT',{minimumFractionDigits:2,maximumFractionDigits:2})+'%'}\r\n  function formatEURNoSpaceInt(n){return Math.round(Number(n)).toLocaleString('pt-PT')+'\u20ac'}\r\n  function formatEURWithSpaceInt(n){return Math.round(Number(n)).toLocaleString('pt-PT')+' \u20ac'}\r\n  function parseNumberFromText(v){if(typeof v!=='string')v=String(v??'');const cleaned=v.replace(\/[^\\d,.\\s]\/g,'').replace(\/\\s\/g,'');if(!cleaned)return NaN;const normalized=cleaned.replace(\/[.,](?=\\d{3}\\b)\/g,'').replace(',','.');const num=Number(normalized);return Number.isFinite(num)?Math.round(num):NaN}\r\n  function formatMoneyFieldOnBlur(inputEl){const v=parseNumberFromText(inputEl.value);if(!Number.isNaN(v))inputEl.value=Number(v).toLocaleString('pt-PT');else if((inputEl.value||'').trim()==='')inputEl.value=''}\r\n  function setSliderValue(sliderEl,newValue){const min=parseInt(sliderEl.min,10),max=parseInt(sliderEl.max,10),step=parseInt(sliderEl.step||'1',10);let v=clamp(newValue,min,max);v=Math.round((v-min)\/step)*step+min;sliderEl.value=String(clamp(v,min,max))}\r\n  function obterTAN(finalidade,meses){const tabela=TABELAS_TAN[finalidade]||[];for(const linha of tabela){if(meses>=linha.min&&meses<=linha.max)return linha.tan}return tabela.length?tabela[tabela.length-1].tan:0}\r\n  function calcularPrestacao(capital,meses,tanPct){const r=(tanPct\/100)\/12;if(meses<=0)return 0;if(r===0)return Number((capital\/meses).toFixed(2));return Number(((capital*r*Math.pow(1+r,meses))\/(Math.pow(1+r,meses)-1)).toFixed(2))}\r\n  function calcularTAEGSimples(tanPct){const rMensal=(tanPct\/100)\/12;return (Math.pow(1+rMensal,12)-1)*100}\r\n  function isValidEmail(email){return \/^[^\\s@]+@[^\\s@]+\\.[^\\s@]+$\/.test(String(email||'').trim())}\r\n  function isValidPhone(phone){if(!phone)return false;const cleaned=String(phone).trim().replace(\/[\\s().-]\/g,'');return \/^(?:9\\d{8}|2\\d{8}|\\+\\d{6,15}|00\\d{6,15})$\/.test(cleaned)}\r\n  function getCapitalBase(){return clamp(currentAmount,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function hasForeignNationality(){const nacionalidade=(nationalityEl.value||'').trim();return nacionalidade!==''&&nacionalidade!=='Portugal'}\r\n  function getRequiredMinDownPayment(){return hasForeignNationality()?Math.ceil((getCapitalBase()*FOREIGN_MIN_DOWN_PERCENT)\/DOWN_STEP)*DOWN_STEP:0}\r\n  function enforceDownPaymentRules(){const minRequired=getRequiredMinDownPayment();if(currentDownPayment<minRequired)currentDownPayment=minRequired}\r\n  function updateDownPaymentLabels(){const minRequired=getRequiredMinDownPayment();if(minRequired>0){downLabelText.textContent='Entrada Inicial (M\u00ednimo 20%)';downMinLabel.textContent=formatEURWithSpaceInt(minRequired)}else{downLabelText.textContent='Entrada Inicial (Opcional)';downMinLabel.textContent='0 \u20ac'}}\r\n  function getDownPayment(){return clamp(currentDownPayment,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function getCapitalFinanciadoSemDespesas(){return Math.max(0,getCapitalBase()-getDownPayment())}\r\n  function getCapitalCalculado(){return includeFeesEl.checked?getCapitalFinanciadoSemDespesas()+PROCESS_FEES:getCapitalFinanciadoSemDespesas()}\r\n  function syncSliderToAmount(){setSliderValue(amountSlider,currentAmount)}\r\n  function syncSliderToDown(){const capitalBase=getCapitalBase(),minDown=getRequiredMinDownPayment();downSlider.min=String(minDown);downSlider.max=String(capitalBase);setSliderValue(downSlider,currentDownPayment);downMaxLabel.textContent=formatEURWithSpaceInt(capitalBase);updateDownPaymentLabels()}\r\n  function getNextStepAmount(current){return clamp(MIN_AMOUNT+(Math.floor((current-MIN_AMOUNT)\/BUTTON_STEP)+1)*BUTTON_STEP,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function getPrevStepAmount(current){return clamp(MIN_AMOUNT+(Math.ceil((current-MIN_AMOUNT)\/BUTTON_STEP)-1)*BUTTON_STEP,MIN_AMOUNT,MAX_AMOUNT)}\r\n  function getNextStepDown(current){return clamp(getRequiredMinDownPayment()+(Math.floor((current-getRequiredMinDownPayment())\/DOWN_STEP)+1)*DOWN_STEP,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function getPrevStepDown(current){return clamp(getRequiredMinDownPayment()+(Math.ceil((current-getRequiredMinDownPayment())\/DOWN_STEP)-1)*DOWN_STEP,getRequiredMinDownPayment(),getCapitalBase())}\r\n  function setMonths(newMonths){setSliderValue(monthsSlider,newMonths)}\r\n  function setFieldError(el,hasError){if(!el)return;el.classList.toggle('field-error',!!hasError)}\r\n  function updateTrabalhoEfectivoOptions(){const currentValue=trabalhoEfectivoEl.value,numeroIntervenientes=(numIntervenientesEl.value||'').trim();trabalhoEfectivoEl.innerHTML='<option value=\"\" selected disabled>Selecionar<\/option>';if(numeroIntervenientes==='1'){trabalhoEfectivoEl.insertAdjacentHTML('beforeend','<option value=\"Sim\">Sim<\/option><option value=\"N\u00e3o\">N\u00e3o<\/option>');if(currentValue==='Sim'||currentValue==='N\u00e3o')trabalhoEfectivoEl.value=currentValue}else if(numeroIntervenientes==='2'){trabalhoEfectivoEl.insertAdjacentHTML('beforeend','<option value=\"Apenas Um\">Apenas Um<\/option><option value=\"Ambos\">Ambos<\/option><option value=\"Nenhum\">Nenhum<\/option>');if(['Apenas Um','Ambos','Nenhum'].includes(currentValue))trabalhoEfectivoEl.value=currentValue}}\r\n  function clearAllFieldErrors(){[purposeEl,amountInline,downInline,monthsInline,leadNameEl,leadPhoneEl,leadEmailEl,incumprimentoEl,nationalityEl,numIntervenientesEl,trabalhoEfectivoEl,rendimentoAgregadoEl,despesasMensaisEl,consentCheckboxEl,temCreditoHabitacaoEl,permiteRenegociarCHEl,bancoAtualEl,bancoOutroEl,valorPrestacaoCHEl].forEach(el=>setFieldError(el,false))}\r\n  function getPrestacaoParaTaxaEsforco(){return calcularPrestacao(getCapitalCalculado(),parseInt(monthsSlider.value,10),obterTAN(purposeEl.value,parseInt(monthsSlider.value,10)))}\r\n  function areRequiredFieldsCompleteForEffort(){const rendimento=parseNumberFromText(rendimentoAgregadoEl.value),despesas=parseNumberFromText(despesasMensaisEl.value);if(!purposeEl.value)return false;if(!(leadNameEl.value||'').trim())return false;if(!isValidPhone(leadPhoneEl.value))return false;if(!isValidEmail(leadEmailEl.value))return false;if(!(incumprimentoEl.value||'').trim())return false;if(!(nationalityEl.value||'').trim())return false;if(!(numIntervenientesEl.value||'').trim())return false;if(!(trabalhoEfectivoEl.value||'').trim())return false;if(Number.isNaN(rendimento)||rendimento<=0)return false;if(Number.isNaN(despesas)||despesas<0)return false;return true}\r\n  function getEffortDataBase(){if(!areRequiredFieldsCompleteForEffort())return null;const rendimento=parseNumberFromText(rendimentoAgregadoEl.value),outrasDespesas=parseNumberFromText(despesasMensaisEl.value),prestacao=getPrestacaoParaTaxaEsforco(),incumprimento=(incumprimentoEl.value||'').trim(),totalDespesas=Number((prestacao+outrasDespesas).toFixed(2)),taxaEsforco=(totalDespesas\/rendimento)*100;let baseLevel='saudavel';if(incumprimento==='Sim, superior a 6 meses')baseLevel='incomportavel';else if(incumprimento==='Sim, inferior a 6 meses')baseLevel='preocupante';else if(taxaEsforco<=50)baseLevel='saudavel';else if(taxaEsforco<=68)baseLevel='preocupante';else baseLevel='incomportavel';return{rendimento,outrasDespesas,prestacao,totalDespesas,taxaEsforco,baseLevel,incumprimento}}\r\n  function getEffortData(){const base=getEffortDataBase();if(!base)return null;const temCreditoHabitacao=(temCreditoHabitacaoEl.value||'').trim(),permiteRenegociarCH=(permiteRenegociarCHEl.value||'').trim(),incumprimento=(incumprimentoEl.value||'').trim();let classification;if(base.baseLevel==='saudavel')classification={barText:'CR\u00c9DITO PR\u00c9-APROVADO',badgeText:'Taxa de Esfor\u00e7o Saud\u00e1vel',description:'A rela\u00e7\u00e3o entre os seus rendimentos e os seus encargos mensais est\u00e1 equilibrada e permite-lhe novos investimentos.',color:'#28a745',isBlocking:false,level:'saudavel'};else if(base.baseLevel==='preocupante')classification={barText:'ENVIAR PEDIDO PARA AN\u00c1LISE',badgeText:incumprimento==='Sim, inferior a 6 meses'?'Incumprimento inferior a 6 meses':'Taxa de Esfor\u00e7o Preocupante',description:incumprimento==='Sim, inferior a 6 meses'?'O seu pedido ser\u00e1 enviado para an\u00e1lise por existir incumprimento inferior a 6 meses no Banco de Portugal. Um gestor ir\u00e1 analisar o seu pedido e entrar em contacto consigo em breve.':'A sua Taxa de Esfor\u00e7o est\u00e1 em estado preocupante. Um gestor vai analisar o seu pedido e ir\u00e1 entrar em contacto consigo em breve.',color:'#ffc107',isBlocking:false,level:'preocupante'};else{classification={barText:'CR\u00c9DITO INVI\u00c1VEL',badgeText:incumprimento==='Sim, superior a 6 meses'?'Incumprimento superior a 6 meses':'Taxa de Esfor\u00e7o Incomport\u00e1vel',description:incumprimento==='Sim, superior a 6 meses'?'O seu pedido necessita de an\u00e1lise adicional devido a incumprimento superior a 6 meses no Banco de Portugal.':'Lamentamos mas n\u00e3o \u00e9 poss\u00edvel conceder o seu cr\u00e9dito. Tente melhorar a sua situa\u00e7\u00e3o e at\u00e9 breve.',color:'#dc3545',isBlocking:true,level:'incomportavel'};if(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim')classification={barText:'ENVIAR PEDIDO PARA AN\u00c1LISE',badgeText:'Taxa de Esfor\u00e7o de Risco',description:'A sua situa\u00e7\u00e3o ser\u00e1 enviada para an\u00e1lise. Um gestor vai analisar o seu pedido e ir\u00e1 entrar em contacto consigo em breve.',color:'#f59e0b',isBlocking:false,level:'risco'}}return{...base,temCreditoHabitacao,permiteRenegociarCH,classification}}\r\n  function updateEffortExtraVisibility(){const effortBase=getEffortDataBase();effortExtraBox.classList.remove('is-visible');renegociarWrapper.classList.add('field-hidden');bancoAtualWrapper.classList.add('field-hidden');bancoOutroWrapper.classList.add('field-hidden');prestacaoCHWrapper.classList.add('field-hidden');if(!effortBase)return;const showQuestionnaire=effortBase.baseLevel==='preocupante'||effortBase.baseLevel==='incomportavel';if(!showQuestionnaire)return;effortExtraBox.classList.add('is-visible');const temCH=(temCreditoHabitacaoEl.value||'').trim(),renegocia=(permiteRenegociarCHEl.value||'').trim(),bancoAtual=(bancoAtualEl.value||'').trim();if(temCH==='Sim'){renegociarWrapper.classList.remove('field-hidden');if(renegocia==='Sim'){bancoAtualWrapper.classList.remove('field-hidden');prestacaoCHWrapper.classList.remove('field-hidden');if(bancoAtual==='Outro')bancoOutroWrapper.classList.remove('field-hidden')}}}\r\n  function renderEffort(){const effort=getEffortData();if(!effort){effortCard.classList.remove('is-visible');effortMessageBox.classList.remove('is-visible');effortExtraBox.classList.remove('is-visible');return}effortCard.classList.add('is-visible');effortMessageBox.classList.add('is-visible');effortProgressBar.style.backgroundColor=effort.classification.color;effortProgressBar.textContent=effort.classification.barText;effortBadge.textContent=effort.classification.badgeText;effortBadge.style.backgroundColor=effort.classification.color;effortBadge.style.color=effort.classification.barText==='ENVIAR PEDIDO PARA AN\u00c1LISE'?'#2f3a4a':'#fff';effortMessageBox.style.backgroundColor=effort.classification.level==='saudavel'?'rgba(40,167,69,.10)':effort.classification.level==='preocupante'?'rgba(255,193,7,.15)':effort.classification.level==='risco'?'rgba(245,158,11,.16)':'rgba(220,53,69,.10)';effortMessageText.textContent=effort.classification.description;updateEffortExtraVisibility()}\r\n  function render(){const finalidade=purposeEl.value,capitalBase=getCapitalBase();enforceDownPaymentRules();currentDownPayment=clamp(currentDownPayment,getRequiredMinDownPayment(),capitalBase);const meses=parseInt(monthsSlider.value,10);if(document.activeElement!==amountInline)amountInline.value=formatEURNoSpaceInt(capitalBase);if(document.activeElement!==downInline)downInline.value=formatEURNoSpaceInt(getDownPayment());if(document.activeElement!==monthsInline)monthsInline.value=String(meses);const tanAtual=obterTAN(finalidade,meses),taegAtual=calcularTAEGSimples(tanAtual)+TAEG_EXTRA,prestacao=calcularPrestacao(getCapitalCalculado(),meses,tanAtual),mtic=Number((prestacao*meses).toFixed(2));paymentDisplay.textContent=formatMoney2(prestacao);mticDisplay.textContent=formatMoney2(mtic);tanDisplay.textContent=formatPercent2(tanAtual);taegDisplay.textContent=formatPercent2(taegAtual);syncSliderToDown();amountMinus.disabled=capitalBase<=MIN_AMOUNT;amountPlus.disabled=capitalBase>=MAX_AMOUNT;downMinus.disabled=getDownPayment()<=getRequiredMinDownPayment();downPlus.disabled=getDownPayment()>=capitalBase;monthsMinus.disabled=meses<=MIN_MONTHS;monthsPlus.disabled=meses>=MAX_MONTHS;if(!finalidade){paymentDisplay.textContent='\u2014';mticDisplay.textContent='\u2014';tanDisplay.textContent='\u2014';taegDisplay.textContent='\u2014'}renderEffort()}\r\n\r\n  amountSlider.addEventListener('input',()=>{currentAmount=parseInt(amountSlider.value,10);if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;render()});\r\n  downSlider.addEventListener('input',()=>{currentDownPayment=parseInt(downSlider.value,10);render()});\r\n  monthsSlider.addEventListener('input',render);\r\n  purposeEl.addEventListener('change',()=>{setFieldError(purposeEl,false);render()});\r\n  includeFeesEl.addEventListener('change',render);\r\n  incumprimentoEl.addEventListener('change',()=>{setFieldError(incumprimentoEl,false);renderEffort()});\r\n  nationalityEl.addEventListener('change',()=>{setFieldError(nationalityEl,false);render()});\r\n  numIntervenientesEl.addEventListener('change',()=>{setFieldError(numIntervenientesEl,false);setFieldError(trabalhoEfectivoEl,false);updateTrabalhoEfectivoOptions();renderEffort()});\r\n  trabalhoEfectivoEl.addEventListener('change',()=>{setFieldError(trabalhoEfectivoEl,false);renderEffort()});\r\n  consentCheckboxEl.addEventListener('change',()=>setFieldError(consentCheckboxEl,false));\r\n  leadNameEl.addEventListener('input',()=>{setFieldError(leadNameEl,false);renderEffort()});\r\n  leadPhoneEl.addEventListener('input',()=>{setFieldError(leadPhoneEl,false);renderEffort()});\r\n  leadEmailEl.addEventListener('input',()=>{setFieldError(leadEmailEl,false);renderEffort()});\r\n  amountMinus.addEventListener('click',e=>{e.preventDefault();currentAmount=getPrevStepAmount(getCapitalBase());if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;syncSliderToAmount();render()});\r\n  amountPlus.addEventListener('click',e=>{e.preventDefault();currentAmount=getNextStepAmount(getCapitalBase());syncSliderToAmount();render()});\r\n  downMinus.addEventListener('click',e=>{e.preventDefault();currentDownPayment=getPrevStepDown(getDownPayment());render()});\r\n  downPlus.addEventListener('click',e=>{e.preventDefault();currentDownPayment=getNextStepDown(getDownPayment());render()});\r\n  monthsMinus.addEventListener('click',e=>{e.preventDefault();setMonths(parseInt(monthsSlider.value,10)-MONTHS_STEP);render()});\r\n  monthsPlus.addEventListener('click',e=>{e.preventDefault();setMonths(parseInt(monthsSlider.value,10)+MONTHS_STEP);render()});\r\n  amountInline.addEventListener('blur',()=>{const v=parseNumberFromText(amountInline.value);if(!Number.isNaN(v)){currentAmount=clamp(v,MIN_AMOUNT,MAX_AMOUNT);if(currentDownPayment>currentAmount)currentDownPayment=currentAmount;syncSliderToAmount()}render()});\r\n  downInline.addEventListener('blur',()=>{const v=parseNumberFromText(downInline.value);currentDownPayment=!Number.isNaN(v)?clamp(v,getRequiredMinDownPayment(),getCapitalBase()):getRequiredMinDownPayment();render()});\r\n  monthsInline.addEventListener('blur',()=>{const v=parseNumberFromText(monthsInline.value);if(!Number.isNaN(v))setMonths(v);render()});\r\n  [amountInline,downInline,monthsInline].forEach(el=>el.addEventListener('keydown',e=>{if(e.key==='Enter'){e.preventDefault();el.blur()}}));\r\n  rendimentoAgregadoEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(rendimentoAgregadoEl);setFieldError(rendimentoAgregadoEl,false);renderEffort()});\r\n  despesasMensaisEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(despesasMensaisEl);setFieldError(despesasMensaisEl,false);renderEffort()});\r\n  rendimentoAgregadoEl.addEventListener('input',()=>{setFieldError(rendimentoAgregadoEl,false);renderEffort()});\r\n  despesasMensaisEl.addEventListener('input',()=>{setFieldError(despesasMensaisEl,false);renderEffort()});\r\n  [rendimentoAgregadoEl,despesasMensaisEl,valorPrestacaoCHEl].forEach(el=>el.addEventListener('keydown',e=>{if(e.key==='Enter'){e.preventDefault();el.blur()}}));\r\n  temCreditoHabitacaoEl.addEventListener('change',()=>{setFieldError(temCreditoHabitacaoEl,false);if(temCreditoHabitacaoEl.value!=='Sim'){permiteRenegociarCHEl.value='';bancoAtualEl.value='';bancoOutroEl.value='';valorPrestacaoCHEl.value=''}renderEffort()});\r\n  permiteRenegociarCHEl.addEventListener('change',()=>{setFieldError(permiteRenegociarCHEl,false);if(permiteRenegociarCHEl.value!=='Sim'){bancoAtualEl.value='';bancoOutroEl.value='';valorPrestacaoCHEl.value=''}renderEffort()});\r\n  bancoAtualEl.addEventListener('change',()=>{setFieldError(bancoAtualEl,false);if(bancoAtualEl.value!=='Outro'){bancoOutroEl.value='';setFieldError(bancoOutroEl,false)}renderEffort()});\r\n  bancoOutroEl.addEventListener('input',()=>setFieldError(bancoOutroEl,false));\r\n  valorPrestacaoCHEl.addEventListener('input',()=>setFieldError(valorPrestacaoCHEl,false));\r\n  valorPrestacaoCHEl.addEventListener('blur',()=>{formatMoneyFieldOnBlur(valorPrestacaoCHEl);setFieldError(valorPrestacaoCHEl,false)});\r\n\r\n  function buildPayloadForEmail(){\r\n    const meses=parseInt(monthsSlider.value,10),tanAtual=obterTAN(purposeEl.value,meses),taegAtual=calcularTAEGSimples(tanAtual)+TAEG_EXTRA,capitalBase=getCapitalBase(),entradaInicial=getDownPayment(),valorFinanciadoSemDespesas=getCapitalFinanciadoSemDespesas(),capitalCalculado=getCapitalCalculado(),prestacao=calcularPrestacao(capitalCalculado,meses,tanAtual),mtic=Number((prestacao*meses).toFixed(2)),effort=getEffortData(),rendimentoAgregado=parseNumberFromText(rendimentoAgregadoEl.value),despesasMensais=parseNumberFromText(despesasMensaisEl.value),valorPrestacaoCH=parseNumberFromText(valorPrestacaoCHEl.value),bancoSelecionado=(bancoAtualEl.value||'').trim(),bancoOutro=(bancoOutroEl.value||'').trim(),bancoFinal=bancoSelecionado==='Outro'?bancoOutro:bancoSelecionado;\r\n    return{destino:DESTINO_EMAIL,enviar_copia_cliente:'Sim',webhook_url:WEBHOOK_URL,stand_nome:STAND_NOME,simulador_id:SIMULADOR_ID,simulador_nome:SIMULADOR_NOME,tipo_credito:TIPO_CREDITO,finalidade_credito:purposeEl.value,valor_financiamento:String(capitalBase),prazo_meses:String(meses),mensalidade_estimada:formatMoney2(prestacao),url_origem:window.location.href,incluir_despesas_processo:includeFeesEl.checked?'Sim':'N\u00e3o',tan:formatPercent2(tanAtual),taeg:formatPercent2(taegAtual),mtic:formatMoney2(mtic),nome:(leadNameEl.value||'').trim(),telefone:(leadPhoneEl.value||'').trim(),email:(leadEmailEl.value||'').trim(),incumprimento_banco_portugal:(incumprimentoEl.value||'').trim(),nacionalidade:(nationalityEl.value||'').trim(),numero_intervenientes:(numIntervenientesEl.value||'').trim(),trabalho_efectivo:(trabalhoEfectivoEl.value||'').trim(),rendimento_total_agregado:Number.isNaN(rendimentoAgregado)?'':String(rendimentoAgregado),despesas_mensais:Number.isNaN(despesasMensais)?'':String(despesasMensais),taxa_esforco:effort?formatPercent2(effort.taxaEsforco):'',classificacao_taxa_esforco:effort?effort.classification.barText:'',detalhe_taxa_esforco:effort?effort.classification.badgeText:'',consentimento_partilha_dados:consentCheckboxEl.checked?'Sim':'N\u00e3o',tem_credito_habitacao:(temCreditoHabitacaoEl.value||'').trim(),permite_renegociar_credito_habitacao:(permiteRenegociarCHEl.value||'').trim(),banco_atual_credito_habitacao:bancoFinal,valor_prestacao_credito_habitacao:Number.isNaN(valorPrestacaoCH)?'':String(valorPrestacaoCH),entrada_inicial:String(entradaInicial),valor_financiado:String(valorFinanciadoSemDespesas),valor_calculado:String(capitalCalculado),finalidade:purposeEl.value,valor:String(capitalBase),prazo:String(meses),mensalidade:formatMoney2(prestacao)}\r\n  }\r\n\r\n  async function sendEmailViaWP(payload){\r\n    const ajaxUrl=(window.LF_SIM&&LF_SIM.ajaxUrl)?LF_SIM.ajaxUrl:'\/wp-admin\/admin-ajax.php',nonce=(window.LF_SIM&&LF_SIM.nonce)?LF_SIM.nonce:'',form=new FormData();\r\n    form.append('action','lf_send_simulador_email');form.append('nonce',nonce);Object.entries(payload).forEach(([k,v])=>form.append(k,v));\r\n    const res=await fetch(ajaxUrl,{method:'POST',body:form,credentials:'same-origin'}),data=await res.json().catch(()=>null);\r\n    if(!res.ok||!data||!data.success)throw new Error((data&&data.data&&data.data.message)?data.data.message:'Falha ao enviar pedido.');\r\n    return data;\r\n  }\r\n\r\n  ctaBtn.addEventListener('click',async()=>{\r\n    if(isSubmitting)return;clearAllFieldErrors();\r\n    const nome=(leadNameEl.value||'').trim(),tel=(leadPhoneEl.value||'').trim(),mail=(leadEmailEl.value||'').trim(),incumprimento=(incumprimentoEl.value||'').trim(),nacionalidade=(nationalityEl.value||'').trim(),numeroIntervenientes=(numIntervenientesEl.value||'').trim(),trabalhoEfectivo=(trabalhoEfectivoEl.value||'').trim(),rendimento=parseNumberFromText(rendimentoAgregadoEl.value),despesas=parseNumberFromText(despesasMensaisEl.value),effort=getEffortData(),temCreditoHabitacao=(temCreditoHabitacaoEl.value||'').trim(),permiteRenegociarCH=(permiteRenegociarCHEl.value||'').trim(),bancoSelecionado=(bancoAtualEl.value||'').trim(),bancoOutro=(bancoOutroEl.value||'').trim(),bancoFinal=bancoSelecionado==='Outro'?bancoOutro:bancoSelecionado,valorPrestacaoCH=parseNumberFromText(valorPrestacaoCHEl.value);\r\n    let hasErrors=false;\r\n    if(!purposeEl.value){setFieldError(purposeEl,true);hasErrors=true}\r\n    if(!nome){setFieldError(leadNameEl,true);hasErrors=true}\r\n    if(!tel||!isValidPhone(tel)){setFieldError(leadPhoneEl,true);hasErrors=true}\r\n    if(!mail||!isValidEmail(mail)){setFieldError(leadEmailEl,true);hasErrors=true}\r\n    if(!incumprimento){setFieldError(incumprimentoEl,true);hasErrors=true}\r\n    if(!nacionalidade){setFieldError(nationalityEl,true);hasErrors=true}\r\n    if(!numeroIntervenientes){setFieldError(numIntervenientesEl,true);hasErrors=true}\r\n    if(!trabalhoEfectivo){setFieldError(trabalhoEfectivoEl,true);hasErrors=true}\r\n    if(Number.isNaN(rendimento)||rendimento<=0){setFieldError(rendimentoAgregadoEl,true);hasErrors=true}\r\n    if(Number.isNaN(despesas)||despesas<0){setFieldError(despesasMensaisEl,true);hasErrors=true}\r\n    if(!consentCheckboxEl.checked){setFieldError(consentCheckboxEl,true);hasErrors=true}\r\n    if(hasForeignNationality()&&getDownPayment()<getRequiredMinDownPayment()){setFieldError(downInline,true);hasErrors=true}\r\n    if(effort&&(effort.baseLevel==='preocupante'||effort.baseLevel==='incomportavel')){\r\n      if(!temCreditoHabitacao){setFieldError(temCreditoHabitacaoEl,true);hasErrors=true}\r\n      if(temCreditoHabitacao==='Sim'&&!permiteRenegociarCH){setFieldError(permiteRenegociarCHEl,true);hasErrors=true}\r\n      if(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim'){\r\n        if(!bancoSelecionado){setFieldError(bancoAtualEl,true);hasErrors=true}\r\n        if(bancoSelecionado==='Outro'&&!bancoOutro){setFieldError(bancoOutroEl,true);hasErrors=true}\r\n        if(!bancoFinal){setFieldError(bancoAtualEl,true);hasErrors=true}\r\n        if(Number.isNaN(valorPrestacaoCH)||valorPrestacaoCH<=0){setFieldError(valorPrestacaoCHEl,true);hasErrors=true}\r\n      }\r\n    }\r\n    if(hasErrors){alert('Por favor preencha corretamente todos os campos obrigat\u00f3rios.');return}\r\n    if(effort&&effort.baseLevel==='incomportavel'&&!(temCreditoHabitacao==='Sim'&&permiteRenegociarCH==='Sim')){alert('N\u00e3o \u00e9 poss\u00edvel prosseguir: CR\u00c9DITO INVI\u00c1VEL.');return}\r\n    isSubmitting=true;ctaBtn.disabled=true;\r\n    try{await sendEmailViaWP(buildPayloadForEmail());window.location.href=REDIRECT_URL}catch(err){alert(err.message||'Ocorreu um erro ao enviar. Tente novamente.');isSubmitting=false;ctaBtn.disabled=false}\r\n  });\r\n\r\n  amountSlider.min=String(MIN_AMOUNT);amountSlider.max=String(MAX_AMOUNT);amountSlider.step=String(SLIDER_STEP);\r\n  downSlider.min=String(MIN_DOWN_PAYMENT);downSlider.max=String(MAX_AMOUNT);downSlider.step=String(DOWN_STEP);\r\n  monthsSlider.min=String(MIN_MONTHS);monthsSlider.max=String(MAX_MONTHS);monthsSlider.step=String(MONTHS_STEP);\r\n  currentAmount=MIN_AMOUNT;currentDownPayment=0;monthsSlider.value=String(MIN_MONTHS);\r\n  updateTrabalhoEfectivoOptions();syncSliderToAmount();syncSliderToDown();render();\r\n<\/script>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-a735a2c elementor-absolute h-100 elementor-widget elementor-widget-bg-shapes\" data-id=\"a735a2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"bg-shapes.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"banner-shape-wrap\">\r\n\r\n                \r\n                \r\n                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2023\/08\/h2_banner_shape03.png\" alt=\"\" data-aos=\"zoom-in-up\" data-aos-delay=\"800\">\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6426957 elementor-section-content-middle overview-area elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6426957\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-90ec6b1\" data-id=\"90ec6b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9676ab8 elementor-widget elementor-widget-tg-heading\" data-id=\"9676ab8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tg-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"section-title-two tg-heading-subheading animation-style3\">\r\n                                    <span class=\"sub-title\">Totalmente Gratuito<\/span>\r\n                                <h2 class=\"title tg-element-title\">Melhores Taxas e Condi\u00e7\u00f5es<\/h2>            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-152fbc6 elementor-widget elementor-widget-heading\" data-id=\"152fbc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Temos rela\u00e7\u00e3o privilegiada, muita experi\u00eancia e poder de negocia\u00e7\u00e3o junto de v\u00e1rias entidades financeiras ou banc\u00e1rias, com vista a garantir as melhores condi\u00e7\u00f5es. <\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35d04be elementor-widget elementor-widget-heading\" data-id=\"35d04be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Para al\u00e9m de conseguirmos taxas mais baixas, os nossos servi\u00e7os s\u00e3o Totalmente Gratuitos para si e sem aumentar o seu cr\u00e9dito.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157284f elementor-widget elementor-widget-genix-fact\" data-id=\"157284f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"genix-fact.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <script>\r\n            jQuery(document).ready(function($) {\r\n\r\n                \/*===========================================\r\n                    =    \t\tOdometer Active  \t       =\r\n                =============================================*\/\r\n                $('.odometer').appear(function(e) {\r\n                    var odo = $(\".odometer\");\r\n                    odo.each(function() {\r\n                        var countNumber = $(this).attr(\"data-count\");\r\n                        $(this).html(countNumber);\r\n                    });\r\n                });\r\n\r\n            });\r\n        <\/script>\r\n\r\n        \r\n            <div class=\"about-content-ten\">\r\n                <div class=\"about-success-wrap\">\r\n                    <ul class=\"list-wrap\">\r\n                                                    <li>\r\n                                                                    <div class=\"icon\">\r\n                                        <i aria-hidden=\"true\" class=\"genix flaticon-trophy\"><\/i>                                    <\/div>\r\n                                                                <div class=\"content\">\r\n                                    <h2 class=\"count\"><span class=\"odometer\" data-count=\"85\"><\/span>%<\/h2>\r\n                                                                            <p>Cr\u00e9ditos Concedidos<\/p>\r\n                                                                    <\/div>\r\n                            <\/li>\r\n                                                    <li>\r\n                                                                    <div class=\"icon\">\r\n                                        <i aria-hidden=\"true\" class=\"genix flaticon-rating\"><\/i>                                    <\/div>\r\n                                                                <div class=\"content\">\r\n                                    <h2 class=\"count\"><span class=\"odometer\" data-count=\"98\"><\/span>%<\/h2>\r\n                                                                            <p>Clientes Satisfeitos<\/p>\r\n                                                                    <\/div>\r\n                            <\/li>\r\n                                            <\/ul>\r\n                <\/div>\r\n             <\/div>\r\n\r\n         \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b4fdb2 mx-auto mx-lg-0\" data-id=\"7b4fdb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fd3790d elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-genix-image\" data-id=\"fd3790d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"genix-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        \r\n            <div class=\"about-img-wrap-three\">\r\n                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/03\/Porsche2.png\" alt=\"\" data-aos=\"fade-down-right\" data-aos-delay=\"0\">\r\n                \r\n                \r\n                                    <div class=\"experience-wrap\" data-aos=\"fade-up\" data-aos-delay=\"300\">\r\n                        \r\n                                                    <p>Poupe dinheiro e ganhe tranquilidade financeira de forma simples e segura.<\/p>\r\n                                            <\/div>\r\n                \r\n            <\/div>\r\n\r\n        \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e6a67c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e6a67c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4618aba\" data-id=\"4618aba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element 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src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/11primus.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/12uci.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/7.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/abanca.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/16.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                            <div class=\"col-lg-12\">\r\n                    <div class=\"brand-item\">\r\n                                                    <img decoding=\"async\" src=\"https:\/\/lifefinance.pt\/creditoautomovel\/wp-content\/uploads\/2026\/01\/bni.jpg\" alt=\"\">\r\n                                            <\/div>\r\n                <\/div>\r\n                    <\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-97d9ccb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"97d9ccb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff648d1\" data-id=\"ff648d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d5ad996 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d5ad996\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-58eda08\" data-id=\"58eda08\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d323c2 elementor-widget elementor-widget-text-editor\" data-id=\"6d323c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Copyright \u00a9 2025 LIFE FINANCE &#8211; Intermedi\u00e1rio de Cr\u00e9dito Vinculado autorizado pelo Banco de Portugal. Registo N.\u00ba 6590.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-324057c\" data-id=\"324057c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42a9255 elementor-widget elementor-widget-text-editor\" data-id=\"42a9255\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Desenvolvido por <a href=\"https:\/\/webcelos.com\/\"><strong>WEBCELOS <\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>As melhores solu\u00e7\u00f5es de cr\u00e9dito Autom\u00f3vel As Taxas mais Baixas do Mercado Fa\u00e7a j\u00e1 uma simula\u00e7\u00e3o sem qualquer compromisso! Cr\u00e9dito \u00e0 sua medida em 24horas! Simulador de Cr\u00e9dito Autom\u00f3vel Cr\u00e9dito Autom\u00f3vel Selecionar FinalidadeNovoUsadoEl\u00e9trico \/ H\u00edbrido Montante \u2212 + 2.500 \u20ac500.000 \u20ac Entrada Inicial (Opcional) \u2212 + 0 \u20ac500.000 \u20ac Prazo \u2212 + 12 meses120 meses [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-12327","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages\/12327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/comments?post=12327"}],"version-history":[{"count":0,"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/pages\/12327\/revisions"}],"wp:attachment":[{"href":"https:\/\/lifefinance.pt\/creditoautomovel\/wp-json\/wp\/v2\/media?parent=12327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}