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If you think your monthly fee is too high, talk to us, as we are available to analyze your mortgage loan and find the best solution.
Example of a home loan transfer to another bank:
"Duarte transferred the mortgage loan to another bank and reduced the payment on his house. With this exchange, he achieved an annual savings of €667.08:
Duarte had a mortgage loan of €130,000, with a maturity of 40 years and a spread of 2.0%.
Per month, I paid €360.00 in installments.
When transferring his mortgage loan, Duarte saw its spread reduced to 1.1%, with a new installment of €304.41. Thus, you will save 55.59€ every month, which represents an annual saving of 667.08€.
At the end of a 35-year term, which is still in effect, Duarte will have saved approximately €23,347.80 in interest."
Note: The simulation scenario presented considers the 12-month Euribor of December 1, 2021, rounded to the thousandth, with a quotation of -0.505 %.
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